Naira Loan is a popular lending platform in Nigeria that provides quick and easy access to loans. With just a phone number or email address, Nigerians can get approved for a loan in minutes and receive funds directly to their bank account. In this comprehensive guide, we will walk through everything you need to know about logging into your Naira Loan account online or through their app.
Founded in 2019, Naira Loan aims to provide financial inclusion for Nigerians who struggle to access loans from traditional banks and lending institutions. Their online platform uses alternative credit scoring models to evaluate loan applications quickly based on phone number, email address, BVN, and other non-traditional data points.
Some key benefits of Naira Loan include:
- Quick online loan application process completed in just a few minutes
- Instant loan decision and disbursement in many cases
- Loans from ₦1,000 to ₦500,000
- No collateral required
- Competitive interest rates
- Convenient repayment terms (weekly, monthly, etc)
Naira Loan is currently available in Nigeria only. With millions of users and counting, it has become one of the leading digital lending platforms in the country.
How to Login to Your Naira Loan Account
You can login to your Naira Loan account using either your phone number or email address. Here are the steps:
Login with Phone Number
- Go to Naira Loan website or launch the app
- Click on “Login” or “Sign In”
- Enter your phone number and click “Continue”
- Enter the OTP sent to your phone
- You will now be logged into your Naira Loan account dashboard
Login with Email
- Go to Naira Loan website or launch the app
- Click on “Login” or “Sign In”
- Enter your email address and click “Continue”
- Enter your account password
- You will now be logged into your Naira Loan account dashboard
If you forget your password, you can reset it by clicking “Forgot Password” and following the instructions to create a new password.
Managing Your Naira Loan Account
When you login, you will see your Naira Loan account dashboard. Here are some of the key things you can do:
- Check loan status – See details of any active or previous loans like amount, interest, repayment schedule, etc.
- Make repayments – If you have an active loan, you can make repayments right from your dashboard.
- Apply for new loans – Submit a new loan application if eligible.
- Refer friends – Invite friends and earn cash rewards when they signup and get approved.
- Contact support – Get in touch with the Naira Loan support team via email, phone or chat.
- Update personal details – Change your phone number, email, password or other account info if required.
So your account dashboard lets you manage every aspect of your Naira Loan seamlessly online.
Naira Loan Mobile App
In addition to the website, Naira Loan also offers a mobile app for Android and iOS. You can download the app from Google Play Store or Apple App Store.
The Naira Loan app makes it easy to apply for loans and manage your account on-the-go from your smartphone. All the key features like applying for loans, uploading documents, making repayments, contacting support etc. are available on the app.
You can login to the app using the same phone number or email address associated with your Naira Loan account. The app also has added security features like fingerprint or face recognition. Overall, the app provides convenience and quick access to your account anytime, anywhere.
Reset Naira Loan Password
If you forget your Naira Loan account password, you can easily reset it:
- Go to login page and click “Forgot Password”
- Enter phone number or email address on file
- You will receive an OTP on phone or email
- Enter the OTP and create a new password
- Login with your new password
Resetting your password is quick and simple. Just make sure to save your new password so you don’t forget it again.
FAQs About Naira Loan Login With Phone Number, Email, Online Portal, Website
How do I signup for a new Naira Loan account?
To signup for Naira Loan, simply download the app or go to the website, click on Signup, enter your personal details like name, phone number, BVN etc. and submit your application. You’ll get a quick decision on approval.
Can I have multiple Naira Loan accounts?
No, you can only have one Naira Loan account associated with your phone number, email, BVN etc. Creating multiple accounts under different details can lead to suspension.
I forgot my password. How do I reset it?
Go to login page, click Forgot Password, enter your phone or email on file, get OTP, create and confirm new password. You can now login with your new password.
How long does Naira Loan account approval take?
Naira Loan aims to provide instant account approval in many cases. You will get a decision within a few minutes after submitting your application.
Can I apply for a new loan immediately after repaying my old loan?
Yes, you become eligible for a new loan almost immediately after making your final repayment on the previous loan.
What documents do I need for Naira Loan account?
Basic documents include valid ID card, BVN, and passport photo. Additional documents may be needed based on your employment status.
Is there a mobile app for Naira Loan?
Yes, Naira Loan has a full-featured mobile app for Android and iOS. You can download it from Google Play Store or Apple App Store.
How do I change my phone number or email on Naira Loan account?
Login to your account, go to Profile/Settings, select Update Contact Information option and enter your new phone number or email address.
Can I have a loan in more than one bank account?
No, your loan disbursal can only be done to the same bank account linked to your Naira Loan account.
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Conclusion
Naira Loan provides a quick and convenient way for Nigerians to access loans online. With just a phone number or email address, you can complete the loan application in minutes and receive funds directly to your bank account if approved.
Logging into your Naira Loan account is simple – just enter your registered phone number or email on their website or mobile app. You can then access your loan details, make repayments, apply for new loans and manage all aspects of your account.
Key features include fast signup and loan decision, competitive rates, flexible repayment terms, easy online account management, and responsive customer support. Reset your password easily if forgotten and leverage the Naira Loan mobile app for on-the-go access.
After reading this blog you know about Naira Loan Login With Phone Number, Email, Online Portal, Website
