How to Close, Delete or Deactivate your Easemoni Account Easily

Steps to Close Easemoni Account

Follow these simple steps to close your Easemoni account:

Login to your Easemoni account dashboard
Go to your profile and select “Close Account”
Choose a reason for closure from the dropdown menu
Agree to the Terms of Service to confirm account closure
Enter your account PIN to complete closure

Once submitted, your Easemoni account will be immediately and permanently deactivated. Make sure to repay any outstanding loans before initiating closure.

Additional Closure Tips

Here are some extra recommendations when closing an Easemoni account:

Save any account statements or records
Cancel any pending loan applications
Repay any outstanding loan balance
Disconnect bank account from Easemoni
Delete Easemoni app from your phone

Why People Closes Their EaseMoni Account

There could be several reasons why people choose to close their EaseMoni accounts. Here are a few possible reasons:

Financial Stability: Some individuals may close their EaseMoni accounts once they have achieved financial stability or are no longer in need of additional funds.

If they no longer require the services provided by the loan app, they may decide to close their account.

Services Dissatisfaction: People may close their EaseMoni accounts if they are dissatisfied with the app’s services or features.

This could include issues such as poor customer support, difficulties with loan repayment processes, or unfavorable loan terms.

If users feel that their needs are not being adequately met or if they encounter problems that are not resolved to their satisfaction, they may opt to close their accounts and seek alternative financial solutions.

Better Alternatives: With the evolving landscape of financial technology, new loan apps and financial services may emerge that offer more attractive features, better terms, or improved user experiences.

If users come across alternative platforms that better meet their needs or offer more favorable options, they may choose to close their EaseMoni accounts and switch to these alternatives. Now it’s high time you see or learn how to close, delete or deactivate your EaseMoni account easily.

Deactivating Easemoni Account

Instead of permanent closure, you can temporarily deactivate your Easemoni account while retaining your information for potential reactivation later.

Reactivating Easemoni Account

If you change your mind after deactivation, simply login to Easemoni as normal. Verify your identity to fully restore account access and loan services.

Benefits of Closing Easemoni Account

Here are some benefits of closing your Easemoni account:

Stop automatic loan renewal or disbursal
Avoid late fees or penalties
Prevent potential data or identity theft
No longer need access to short-term loans
Looking to rebuild credit score

Who Needs to Close Easemoni Account?

Here are some examples of when closing an Easemoni account may be prudent:

Paid off all active Easemoni loans
Dissatisfied with high interest rates
Account security was compromised
Relocating abroad long-term
No longer qualify for loans

FAQs On How to Close, Delete or Deactivate your Easemoni Account Easily

How to Close, Delete or Deactivate your Easemoni Account Easily

Let’s review the 15 most frequently asked questions about Easemoni account closure:

1. How long does Easemoni account closure take?

Easemoni account closure takes just 1-2 minutes to complete in most cases. Simply confirm closure.

2. Can I reopen a closed Easemoni account later?

Unfortunately no. Once an Easemoni account is closed, it cannot be restored. You would need to open a new account.

3. Will my credit score be impacted if I close account?

As long as all active Easemoni loans are repaid first, closure will not affect your credit score.

4. What happens to my loan if I close my account?

You must repay any outstanding Easemoni loan balance before being able to close the account.

5. Where can I find Easemoni account closure forms?

There are no physical forms required. Closure is handled digitally through the app.

6. Can I delete my Easemoni account instead of closing it?

No, account deletion is not possible. The only option is permanent account closure.

7. Do I need to inform Easemoni before I close my account?

No, you can independently close your Easemoni account without contacting support.

8. How do I know when my account is fully closed?

Easemoni will immediately send you an email confirmation once closure is processed.

9. Will my data be deleted when I close my account?

No, your personal data and loan history will still be retained by Easemoni after closure.

10. Can I get a check for any account balance when closing?

No, Easemoni does not issue checks. You need to transfer out any balance first.

11. What happens to pending loan applications if I close?

Any pending loan applications will be cancelled and voided when you close the associated account.

12. Can I close a joint account on my own?

For joint accounts, all account holders need to authorize closure before it can be processed.

13. Will my auto-payments stop when I close account?

Yes, any automated debits linked to your account will be stopped upon closure.

14. Is there any way to permanently delete an account?

No, complete account deletion is not possible. Only closure/deactivation.

15. Can I reactivate a closed Easemoni account later?

No, once an Easemoni account is closed it cannot be restored under any circumstance.

Conclusion

Closing your Easemoni account is quick and straightforward by accessing account closure in your profile. Be sure to repay loans, withdraw funds, cancel pending applications, and disconnect bank accounts beforehand.

Use this guide to easily handle Easemoni account deactivation or deletion when required.

After reading this blog you know about How to Close, Delete or Deactivate your Easemoni Account Easily.