Welcome, Today we’ll be discussing On How to upgrade Access bank account easily (Online & Offline).
Access Bank is a leading retail bank in Nigeria with over 300 branches. Upgrading your regular Access Bank account unlocks premium benefits and conveniences.
Benefits of Upgrading Your Access Bank Account
Some reasons to upgrade your regular Access Bank account include:
- Higher interest payment on account balances
- Discount on selected bank charges
- Priority counter service at branches
- Increased daily limits on transactions
- Free debit card with rewards program
- Access to personal overdraft at lower rates
Tips for Upgrading Your Access Bank Account
Useful tips when upgrading your Access Bank account:
- Visit your home branch for faster offline upgrade
- Leverage online or mobile app for convenient upgrade
- Choose account type wisely based on needs – savings, current etc
- Have documents like valid ID, passport photo ready
How to Upgrade Access Bank Account Offline
To upgrade your account at an Access bank branch, take these steps:
- Visit any Access bank branch near you
- Request to upgrade account from regular savings to premium type
- Fill account upgrade form and submit with attachments
- Pay one-time upgrade fee of N1,000
- Fund account to minimum opening balance for new premium account
- Receive account upgrade confirmation message
Documents Required for Offline Upgrade
- Valid means of ID (national ID card, driver’s license etc.)
- Passport photographs
- Proof of residence (utility bills etc.)
How to Upgrade Access Bank Account Online
To upgrade your Access Bank account digitally:
- Login to Access Bank internet banking platform
- Go to the Account Upgrade section
- Select preferred premium account variant you intend to upgrade to
- Review terms, fill details and submit application
- Fund account immediately with required minimum opening balance
- Access new upgraded account features instantly
Information Required for Online Upgrade
- Valid account number
- BVN number
- Correct account upgrade option
- Accurate personal information provided
- Email address
- Phone number
FAQs on How to upgrade Access bank account easily (Online & Offline)
Here are some FAQ with answers On How to upgrade Access bank account easily (Online & Offline).
1. Which Access bank account has easiest upgrade process?
Access Bank Ready Savers Account has the simplest upgrade requirements, making it the easiest to upgrade from regular savings.
2. Can I operate both old and new accounts after upgrade?
Yes, you can choose to keep your old regular savings account running alongside the newly upgraded premium account.
3. Is there a cost for simply upgrading account?
Yes, currently it is a one-time upgrade fee of N1,000 charged to move regular account package to premium type.
4. Do I need to change my debit card after upgrade?
No, your existing debit card will continue functioning normally after upgrade. However, you can request for higher end card types now eligible for based on new account tier.
5. How many days does account upgrade take to complete?
Access Bank account upgrade takes 1-3 working days for both offline and online applications to be fully processed.
6. Can I apply for overdraft after upgrading account?
Yes, upgrading unlocks access to collateral-free loans and special overdraft products at discounted interest rates.
7. How much do I need to open current account?
Minimum opening balance required for Access current account upgrade is N25,000 for individuals upon application.
8. Must I visit branch to upgrade salary account?
No, you can initiate Access Bank salary account upgrade directly via mobile banking or through internet banking platform.
9. Which premium account types can I upgrade to?
The major account types you can upgrade to include: Ready Savers, Current, BusinessCA, Save4me, Salary etc.
10. Can I downgrade after upgrading to premium account?
Yes, it is possible to revert seamlessly from the premium account back to your old regular savings account within 3 months without extra charges.
11. Is there a mobile app for account upgrade?
Yes, apart from Internet Banking you can also easily upgrade Access Bank account via their mobile banking application.
12. What are the criteria to qualify for upgrade?
To qualify, you must run an existing savings account. Also have valid ID card, passport photo and meet special minimum deposits for new account.
13. How much balance do I need to maintain after upgrade?
Minimum post-upgrade balance ranges from N1,000 for Ready Savers up to N250,000 for Diamond Business current accounts.
14. Can I upgrade savings account for my children?
Yes – parents/guardians can upgrade existing Access Kids Save account to premium benefits by visiting any branch.
15. Is there any upgrade offer for teenagers?
Yes, Access Bank Teens Protected Savings Account is also upgradable to premium benefits upon meeting stated terms and conditions.
16. How long does the whole upgrade process take?
The entire Access Bank account upgrade process takes between 1-5 working days from start to completion.
17. Which bank branches can I visit to upgrade account?
You can walk into any Access bank branch out of over 300 locations nationwide to initiate upgrading your savings account to premium benefits.
18. Can I upgrade if I don’t have BVN yet?
No, having an active Bank Verification Number (BVN) is a key requirement to be eligible to upgrade account either online or offline.
19. I stay abroad, can I still upgrade savings account?
Yes, Nigerians abroad can upgrade to premium Access Diaspora account by providing more details at a branch or via online banking.
20. My business has corporate account, can we also upgrade?
Yes, existing Access Bank corporate customers can request account upgrade to enjoy several added premium services and benefits.
Conclusion
Upgrading Access Bank account enables you enjoy premium banking experience, dedicated relationship manager and a lot more. Multiple digital channels available for easy upgrade experience within 24 hours. Walk into any branch nationwide or login online to initiate seamless upgrade process.
After reading this blog you know about How to upgrade Access bank account easily (Online & Offline).
