Hello and Welcome, Today we’ll be discussing On How To Get Opay Atm Card, Debit Card and Account Number.
OPay offers a range of digital financial services in Nigeria including quick loans, investment opportunities and digital wallets. Getting an OPay debit card, ATM card and account number allows you to access these services seamlessly. Here is a guide on how to get started with OPay’s cards and account.
OPay is a fintech platform founded in 2018 by Opera with headquarters in Lagos, Nigeria. Key facts about OPay:
- Offers loans, investment, logistics, food delivery, transportation etc.
- Backed by major investors like Sequoia Capital China, IDG Capital, Source Code Capital etc.
- Has an estimated 40 million users and 300,000 agents in Nigeria as of 2022.
- Processes over $2 billion in annual transactions.
- Seen as a super app with a wide range of digital financial services.
Getting an OPay account and card gives you access to the platform’s innovative offerings in one place.
Benefits of Having an OPay Card and Account
Key benefits include:
- Quick loans – Instant access to emergency funds.
- Savings and investments – Fixed deposits, high-yield investments.
- Cash withdrawals – From supported ATMs.
- Payments – For food, bills, online/offline purchases.
- Transfers – Send/receive money from other accounts.
- Rewards – Cashback, discounts, loyalty programs.
- Financial control – Manage expenses, track budgets.
Requirements to Get an OPay Account and Card
To open an OPay account and get a debit card you need:
- A smartphone with internet access.
- Valid government ID (national ID, driver’s license, passport, voter ID).
- Active phone number.
- Bio-data such as full name, DOB, address etc.
- Profile photo of your face.
Foreigners need additional documents like residence/work permits. Completing the account creation process and KYC verification makes you eligible for an OPay Mastercard.
How to Get an OPay Card Step-by-Step
Follow these steps:
- Download the OPay app – Available for iOS and Android.
- Register an account – Provide your bio-data and verify phone.
- Complete KYC – Upload ID and selfie for verification.
- Activate wallet – Fund it via bank transfer or debit card.
- Order debit card – Initiate request from Card Services in app menu.
- Await approval – May take 1-2 weeks after KYC verification.
- Confirm delivery – Receive and activate card using OTP.
- Start usage – Fund and use card for payments, withdrawals etc.
How to Get an OPay Virtual Account Number
To get an OPay virtual account number:
- Register/KYC verify on OPay app.
- Go to My Wallet and tap Account Details.
- Tap Generate Account Number.
- Save displayed virtual account details.
- Share with others to receive payments, transfers.
This provides an instant digital account number for online financial transactions.
How to Fund and Use Your OPay Card
To fund and use:
- Fund card by transferring money from bank account to OPay wallet.
- Load cash at OPay agents across Nigeria.
- Make payments online, in-app or at POS terminals.
- Withdraw cash at supported ATM locations.
- Pay bills like DSTV, PHCN, Smile etc.
- Transfer to other Nigerian bank accounts and cards.
Be sure to monitor your balance and transactions using the OPay app.
FAQs on How To Get Opay Atm Card, Debit Card and Account Number
Here are some answers to FAQS On How To Get Opay Atm Card, Debit Card and Account Number.
1. How much does an OPay card cost?
OPay debit cards are free. You only pay applicable fees for transactions like cash withdrawals, transfers, bill payments etc.
2. Can I use OPay abroad?
Yes, the OPay Mastercard functions internationally for payments, withdrawals etc. charged in the local currency. Applicable international fees apply.
3. What is the card delivery time?
Delivery can take 1-2 weeks after approval. Track status within the OPay app. Contact support if issues arise during delivery.
4. Can I have multiple OPay cards?
Yes, you can request for additional card(s) for family members under your account as supplementary cards.
5. How do I reset my card PIN?
Login to your OPay app, go to My Card, tap Reset PIN and follow prompts to create a new 4-digit PIN.
6. What is the maximum card withdrawal limit?
Default daily ATM withdrawal limit is ₦100,000. Higher caps can be set upon request and approval based on account standing.
7. How do I report a lost or stolen OPay card?
Immediately call OPay’s customer support hotline. You can also freeze your card within the OPay app to prevent unauthorized use.
8. Are there fees for cash withdrawals?
Yes, fees apply for cash withdrawals at ATMs or agents. Rates vary based on amount but are usually between ₦50 to ₦100 per transaction.
9. Can I pay DSTV bills with OPay?
Yes, you can conveniently pay DSTV subscriptions using your OPay e-wallet or card to avoid service disruptions.
10. What happens if I don’t use my OPay account for long?
Accounts become dormant after 90 days of inactivity. You may need to reactivate it and undergo fresh KYC verification before use.
11. How do I close my OPay account?
Login to your OPay account, go to Profile Settings, select Close Account and follow the prompts to shut it down permanently.
12. What documents can I use for OPay KYC?
Valid KYC documents include national ID, driver’s license, international passport, national ID, permanent voter’s card or government-issued ID.
13. How long does OPay account approval take?
If KYC details are satisfactory, account approval can take 1-3 business days. Else you may need to provide additional documents.
14. Can I transfer money from OPay to any Nigerian bank?
Yes, you can conveniently transfer funds from your OPay account to any commercial bank account in Nigeria.
15. What is the maximum balance allowed in OPay?
For individual accounts, the current maximum wallet balance allowed is ₦5,000,000 to mitigate money laundering risks.
16. Is OPay wallet safe to store money?
OPay provides reliable security measures like encryption, PIN protection etc. But exercise caution as with any digital financial service and avoid storing all your funds in one place.
17. How do I contact OPay customer care?
You can call 0700-5000-OPAY or send an email to wecare@opay.com for any account or card issues or complaints. Support is available 24/7.
18. Are OPay services regulated by the CBN?
Yes, OPay has all necessary licenses from the Central Bank of Nigeria and complies with lawful financial regulations.
By providing robust digital financial services, OPay offers Nigerians convenience and flexibility. Get the most out of its offerings by creating an account, getting approved for a card, and using the services responsibly.
Conclusion
OPay’s digital financial services provide Nigerians with convenient access to loans, investments, payments and more through one platform. By downloading the app, completing KYC verification, and ordering an OPay debit card, users can benefit from seamless cash withdrawals, funds transfers, bill payments and online transactions enabled by their OPay account.
Responsible usage of the card tied to a fully verified personal account allows Nigerians to harness the power of digital payments and manage their money effectively on the go.
After reading this blog you know How To Get Opay Atm Card, Debit Card and Account Number.
