In today’s world technology has come to stay no doubt about that so it is incumbent upon us to know how to use it for our betterment. One of the technological advancements in Ecobank is the invention of the Ecobank transfer code. With it, you have the ability to have access to your money without visiting the banking hall. That is, you can pay bills, catch a cruise, and dash out money to family and friends easily. Is that not exciting?
Do you bank with Eco? Would you like to carry out all your banking transactions in the comfort of your room? If yes, then continue reading this article because, in this blog post, I will tell you the Ecobank transfer code. Also, all the Ecobank USSD codes will be revealed here.
Without much ado let’s dive into the main content.
About Ecobank
Ecobank is a pan-African banking group. It serves individuals, small and medium-sized businesses, and corporations in more than 36 countries of the world. The mission of the bank is to promote financial inclusion and economic growth in Africa by making banking services available to everyone.
Furthermore, Ecobank is committed to promoting long-term development in the communities in which it operates. Also, it provides a wide range of savings and current accounts.
Ultimately, as a customer, you have access to loans, credit cards, international money transfers, and online and mobile banking. All these can be carried out in any part of the world with just the Ecobank transfer code.
What is Ecobank Transfer Code and Ecobank USSD Code
The Ecobank transfer code and Ecobank USSD codes (Unstructured Supplementary Service Data) are the short code services provided by Ecobank. These codes allow you to perform various banking transactions with just your mobile phone without the need for an internet connection.
Thus, the official Ecobank USSD code in Nigeria is *326#. With this code, you can access a range of services such as fund transfers, airtime, data purchases, and bill payments from your Ecobank account to another Ecobank account or any other bank account in Nigeria. You can do this quickly, securely, and conveniently anywhere you are. The Ecobank transfer code is particularly beneficial to people living in areas without internet connection. Besides, it is good for everyone because the Ecobank transfer code is available 24 hours a day, 7 days a week, so you can access it anytime you want.
List of Ecobank Transfer Code and Ecobank USSD Codes
Below are the Ecobank transfer code and Ecobank USSD codes that will make you transact your funds seamlessly.
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USSD Code for Account Balance
In order to check your account balance as an Ecobank customer just dial *326*0#. Your account balance will be displayed. Also, you will receive a text message with your account details. However, a service fee of #10 will be deducted from your account.
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Ecobank Transfer Code to Another Ecobank Account
As an Ecobank user, you can transfer funds from your account to another Ecobank account with just your mobile phone. To achieve this just dial *326*Amount*Nuban Account Number#. Then input your transaction PIN.
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Ecobank Transfer Code to Other Bank Account
The Ecobank transfer code also allows you to transfer money from your Ecobank account to another bank account. To transfer from your Ecobank account to another bank account dial *326*2*Amount*Nuban Account Number#. Then type your PIN to complete the transaction.
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Ecobank USSD Code to Top-Up Airtime for Yourself
If you intend to buy airtime for yourself just daily *326*Amount#. You will be credited in seconds.
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Ecobank USSD Code for Airtime Top-Up for Others
It is good to share airtime with family and friends. To achieve that you do not need to search for airtime vendors. You can do that on your phone by simply dialing *326*Amount*Phone Number#. The good news is that you can purchase any network airtime with this code.
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Ecobank USSD Code for Data Purchase
To buy a data bundle use the Ecobank transfer code dial *326# and then Select the option to buy data.
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Ecobank USSD Code to Opening an Account
The Ecobank USSD code to open an account is *326#. After that, select the option to open an account.
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Ecobank USSD Code for Paying Bills
Thanks to Ecobank for making shopping easy. With the Ecobank transfer code, you can pay for all your bills on the go. To do that dial *326# and then select the option to pay the bill.
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Ecobank USSD Code for Managing your ATM Card
If you need to change your ATM card PIN, request another one, or any issue relating to the ATM card just dial*326# and then select the option to manage the card. Ultimately, follow the onscreen instructions to solve your query.
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Ecobank USSD Code for Blocking your Ecobank Account
It is important to block your Ecobank account in case you lose your phone to avoid being used by the wrong person. To achieve this just dial *326*911#.
Requirements for the Ecobank Code USSD Service
Before you can register for the Ecobank USSD service, you must have the following items;
- A mobile phone
- Ecobank account which is still active
- An Ecobank debit card that has not expired
- And a mobile number that has been linked to your Ecobank account.
If all the following are in the ground then you can activate your Ecobank transfer code.
How to Activate Your Ecobank Transfer Code
You need to activate the Ecobank transfer code before you can start using it. In order to achieve that just follow the steps below.
Step 1: First dial the official Ecobank transfer code, *326# from your registered mobile number that has been linked to your Ecobank account.
Step 2: After that, you will see an onscreen prompt asking you to choose the Ecobank debit card linked to your account.
Step 3: After you have selected the debit card you will then be required to fill in some of your details.
Step 4: Immediately you are certain all the information provided is correct then click on the ‘submit’ button.
Step 5: The next thing is to create your four-digit secret PIN. To do this dial *326#
and then select 2 to create your PIN. Next, input your Ecobank account number and then enter the last 4 digits of your ATM card number. Also, enter the 4-digit PIN of the ATM Debit card.
Lastly, create a new 6-digit PIN and confirm it.
Note that if you have an existing 6-digit PIN you are using on your Mobile App you can also use that one. Also, it is important to note that the PIN will be used to authorize any transactions you wish to perform subsequently.
Step 6: Finally, click on the submit button and then wait for a confirmation SMS that your Ecobank transfer code registration is successful.
After successfully completing your Ecobank transfer code registration you can start carrying out transactions via the Ecobank *326# USSD code.
How To Transfer Money Using the Ecobank Transfer Code
If you intend to transfer money using the Ecobank transfer code just follow the steps below.
Step 1: Dial *326# with the phone number you have linked to your Ecobank account.
Step 2: Then select the “transfer funds” option.
Step 3: Next, select the bank to which you want to make the transfer.
Step 4: After that enter the recipient’s 10-digit account number. Note that the recipient’s name will be displayed confirm the account name and number are correct
Step 5: Ultimately, enter your PIN, and the money will be sent to the recipient’s account.
Note that you will be charged a service fee of N52 Naira on every transfer you make from your Ecobank account to other banks.
Also, it is important to note that without the Ecobank account, you will not be able to use this service.
How to Open an Ecobank Account with the Ecobank USSD Code (Xpress Account)
For you to enjoy the Ecobank transfer code and Ecobank USSD code, you should open an account with them. The good thing is that you do not need to visit the banking hall you can do that with just your phone. This is called an Ecobank Xpress account. To achieve this follow the steps below:
Step 1: Dial *326# on your mobile phone.
Step 2: Then go to the menu option 1 -Open the Xpress account
Step 3: Agree with the Ecobank terms and conditions.
Step 4: Input your name and every other necessary information and submit.
Note that you will receive a message with your account number if your registration is successful. Furthermore, you will also receive a message with a one-time password (OTP) of six (6) digits. If you desire you can use the OTP as your PIN or you can change it to your desired PIN. Ultimately, you can then deposit money in your Xpress Account and request a debit card to enjoy the banking system of your dreams.
Wrapping Up
Ecobank Transfer Code offers a wide range of benefits and comfort to its Ecobank customers. With the Ecobank transfer codes, you can easily and securely perform various transactions. Such as checking account balances, transferring funds, paying bills, and access to your account information using just your mobile phones.
The invention of the transfer code allows customers with both smartphones and original phones to enjoy the convenience offered by digital banks without the need for internet access. You do not have to worry as the service is designed to prioritize security, with encryption protocols to protect customer data and transactions.
However, before you can use the Ecobank transfer code you must have an active account with Ecobank, a working mobile phone, and a debit card.
Generally, Ecobank Transfer Code provides you with a user-friendly, secure, and convenient banking experience that increases your financial management abilities.
Ultimately, with this blog post, I hope you now know the Ecobank transfer code and Ecobank USSD codes because with it you will be able to live a stress-free life as you do not need to visit the bank before carrying out any transaction.
Frequently Asked Questions about Ecobank Transfer Code and Ecobank USSD Code
How can I register for the Ecobank USSD Code?
Registering for the Ecobank USSD code widely called the Ecobank transfer code is simple and straightforward. However, before you can register for it you must have an account with Ecobank. Also, you must have registered your mobile number and have an ATM card. After all these, you can dial the USSD code *326# on your mobile phone and follow the instructions to register. Note that you will be required to provide your account number and other verification details during the registration process.
What transactions can I perform using the Ecobank USSD Code?
With the Ecobank USSD Code, you can perform numerous transactions. Some of these are checking your account balance, transferring funds to other accounts be it Ecobank or other banks, airtime and data purchases, requesting mini-statements, and updating your personal information, and so on.
Is Ecobank USSD Code secure?
Yes, the Ecobank transfer code is secure. This is because Ecobank takes security seriously and implements measures to protect your information and transactions. The USSD banking code with Ecobank uses encryption protocols to ensure the confidentiality of your data. However, it is advisable not to share your PIN or personal information with anyone.
Do I need an Internet connection before I can use the Ecobank Transfer Code?
No, you do not need an internet connection before you can use the Ecobank transfer code. The Ecobank transfer code can be accessed on any mobile phone. Whether it is a smartphone or a basic feature phone. As long as your mobile device can make calls, you can use the Ecobank USSD Code.
Are there any charges associated with the Ecobank USSD Code?
Yes, Ecobank charges minor charges for any transactions you perform through the USSD Code. However, these charges may vary depending on the type and value of the transaction.