Hello, Today we’ll be discussing On How To Get Moniepoint Atm Card, Debit Card and Account Number.
Moniepoint is a fast-growing fintech platform in Nigeria offering payment solutions and financial services. Getting a Moniepoint account, debit card and account number gives you access to secure digital banking and payment tools.
Moniepoint is a financial technology company founded in 2020 and headquartered in Lagos, Nigeria. Key facts about Moniepoint:
- Provides digital banking, lending, investments
- Has over 100,000 registered users as of 2022
- Offers NUBAN accounts, debit cards, loans
- Partners with banks, payment gateways, merchants
- Aims to drive financial inclusion across Africa
With Moniepoint, accessing financial services is made easy through digital channels.
Benefits of Moniepoint Accounts and Cards
Key benefits of getting a Moniepoint account and debit card include:
- Seamless payments and funds transfer
- Cash withdrawals from ATMs
- Savings and investment opportunities
- Quick access to short-term loans
- Efficient account management on the go
- Discount/cashback rewards
- Secure digital banking services
Requirements for Opening a Moniepoint Account
To open a Moniepoint account, you need:
- Valid personal details – name, DOB, phone number etc.
- Government-issued ID (national ID, passport, driver’s license etc.)
- Utility bill or bank statement as proof of address
- Email address
- Internet-enabled device – smartphone, computer etc.
Foreigners require additional documents like residence/work permits. Corporate accounts have customized requirements.
Step-by-Step Guide to Getting a Moniepoint Debit Card
Follow these steps:
- Register for a Moniepoint account online or via app
- Complete KYC verification by uploading documents
- Fund your account wallet via bank transfer or card payment
- Request for a debit card within your app
- Await card delivery via courier to your registered address
- Activate your card through the app upon receipt
- Start transacting – withdraw, transfer, payments etc.
How to Get a Moniepoint Virtual Account Number
To get an instant virtual account number:
- Create your Moniepoint account
- Login and go to Account Details
- Click on Generate Account Number
- Save the displayed virtual bank details
- Share to receive transfers, make payments
Using Your Moniepoint Debit Card
With your Moniepoint card you can:
- Withdraw cash at ATMs
- Make POS payments at stores
- Pay bills online and in apps
- Transfer or receive money
- Checkout payments on websites
- Access short-term loans
- Manage account on the go
Monitor your card for unauthorized transactions.
FAQs on How To Get Moniepoint Atm Card, Debit Card and Account Number
Here are some answers to FAQS On How To Get Moniepoint Atm Card, Debit Card and Account Number.
1. What documents can I use for Moniepoint KYC?
Valid government ID like national ID, driver’s license, passport etc. and a utility bill/bank statement for address verification.
2. How long does Moniepoint account approval take after registration?
If KYC details are satisfactory, account approval can take 1-3 business days. Further documents may be requested if issues arise.
3. Can I pay bills like PHCN, DSTV with my Moniepoint account?
Yes, you can conveniently pay utility, TV, and other bills directly via your Moniepoint account wallet or debit card.
4. What is the maximum balance allowed in a Moniepoint account?
For individual accounts, the maximum balance allowed currently is ₦5 million to align with money laundering regulations.
5. How do I reset my Moniepoint debit card PIN?
Login to your Moniepoint account, go to My Card and tap on Reset PIN to create a new 4-digit ATM PIN.
6. Can I withdraw cash without my Moniepoint debit card?
Yes, you can generate a secure OTP on your Moniepoint app to make cardless withdrawals at supported ATMs.
7. How do I report unauthorized transactions on my Moniepoint card?
Immediately contact Moniepoint Customer Service to report any unknown or suspicious transactions. You can also block your card within the app.
8. Is there a limit to the transfers I can make from my Moniepoint account?
Yes, limits exist per transaction and daily volumes to prevent financial crimes. Limits can be increased subject to KYC review.
9. How do I apply for a loan on Moniepoint?
Eligible customers can login to their Moniepoint account, go to Loans and follow the application process for quick access to short-term loans.
10. Can I use my Moniepoint card internationally?
Yes, the Moniepoint debit card works globally for POS/online payments, withdrawals etc. charged in the local currency.
11. How do I close my Moniepoint account?
Login to your account, go to Settings, select Close Account and follow the prompts to shut it down permanently.
12. Is Moniepoint regulated by the CBN?
Yes, Moniepoint is registered with the Central Bank of Nigeria and complies with lawful banking regulations.
13. What charges apply for ATM withdrawals?
Moniepoint charges a flat fee of ₦100 per ATM cash withdrawal within Nigeria. Overseas withdrawal fees depend on region.
14. How long does the physical debit card delivery take?
Card delivery can take approximately 7-14 working days to your registered address after approval and request.
15. How do I change my Moniepoint debit card PIN?
Login to your Moniepoint account, go to My Card, select Change PIN and follow prompts to set a new 4-digit ATM PIN.
16. What happens if I don’t use my account for a long time?
Accounts become dormant after 90 days of inactivity. You may need to reactivate and re-verify it before usage.
17. How can I increase my Moniepoint debit card withdrawal limit?
Good credit standing and account activity over time can prompt automated periodic limit increases. You can also request for higher limits.
18. Can I have multiple Moniepoint debit cards?
Yes, you can request for additional supplementary cards for family members under your account.
19. How do I get Moniepoint account statements?
Login to your Moniepoint account, go to Statements to view, print or download your account transactions.
With robust security features and innovative digital banking services, Moniepoint provides Nigerians with an efficient financial platform for managing their money.
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Conclusion
Getting set up with Moniepoint’s banking services is a straightforward process. To get a Moniepoint ATM card, debit card, and account number, you simply need to open an account on their website or mobile app. The account opening process involves providing some basic personal information and making an initial deposit.
Once your account is open, you can immediately access your new account number. Moniepoint will mail you an ATM card and debit card within 7-10 business days. You activate them upon receipt by following the included instructions.
With your Moniepoint debit card and ATM card, you can make purchases online and in stores anywhere Visa is accepted. You can also withdraw cash for free from Moneypoint ATMs. The account number gives you access to features like online bill pay and direct deposit.
Overall, becoming a Moniepoint customer provides the convenience of modern banking and payment solutions. With just a few minutes spent opening an account, you can start enjoying the benefits of banking with Moniepoint. It’s a simple way to get set up with the essential banking tools you need.
After reading this article now you know How To Get Moniepoint Atm Card, Debit Card and Account Number.
