Welcome, Today we’ll be discussing On How To Get Kuda Bank Atm Card, Debit Card and Account Number.
Kuda Bank is a fast-growing digital challenger bank in Nigeria offering innovative financial services. Getting a Kuda account and debit card gives you access to affordable banking tailored for mobile-first customers. Here is a guide on how to open a Kuda account and apply for your card.
Kuda Bank is a digital-only bank launched in Nigeria in 2019 with no physical branches. Some key facts:
- Fully licensed by the Central Bank of Nigeria
- Backed by leading global investors
- Over 2 million customers as of 2022
- Offers savings accounts, current accounts, fixed deposits
- Modern mobile and web banking apps
- Zero minimum balance accounts
- Youth-focused digital banking services
Kuda is changing banking in Nigeria by making it more accessible, affordable and flexible.
Benefits of Banking with Kuda
Key benefits of a Kuda account and debit card include:
- Account opening – Quick, easy, from your phone
- Debit card – For payments, withdrawals nationwide
- Savings – Higher interest rates than traditional banks
- Transfers – Instant domestic transfers
- Customer service – 24/7 support and query resolution
- Budgeting tools – Expense tracking, spending insights
- Overdrafts – Quick micro-credit facilities
Requirements to Open a Kuda Account
To open a Kuda account you need:
- A valid email address
- Personal details (name, DOB, BVN etc.)
- Government-issued ID (national ID, passport, driver’s license etc.)
- Residential address
- Phone number linked to your name
Foreigners require additional documents like work/residence permits. Kuda offers personal, joint and business savings/current accounts.
Step-by-Step Guide to Getting a Kuda Debit Card
Follow these steps:
- Download the Kuda mobile app
- Register for your account by providing details
- Fund your account via bank transfer or card payment
- Complete KYC by uploading ID and proof of address
- Order a debit card – physical or virtual
- Wait for delivery – 7-10 working days for physical cards
- Activate received card using the mobile app
With your account active, you can immediately request for a debit card.
How to Get a Kuda Virtual Account Number
To get an instant virtual account number:
- Open a Kuda account
- Login to mobile app and go to account details
- Tap on Generate Account Number
- Copy displayed virtual account details
- Share to receive transfers, make payments
The virtual account number works instantly for digital transactions.
Using and Managing Your Kuda Card
With your card:
- Fund it from your Kuda account wallet
- Set PIN for ATM withdrawals and PoS payments
- Enable/disable card directly within the Kuda app
- Withdraw cash at supported ATM locations
- Make payments in-store, online, bills etc.
- Check balance and activity in real-time in your app
Monitor your card for unauthorized activity and transactions.
FAQs on How To Get Kuda Bank Atm Card, Debit Card and Account Number
Here are some answers to FAQS On How To Get Kuda Bank Atm Card, Debit Card and Account Number.
1. Is Kuda Bank regulated by the CBN?
Yes, Kuda is licensed by the Central Bank of Nigeria as a digital bank and adheres to lawful regulations.
2. How long does it take to open a Kuda account?
Account opening is near instant. But full approval after KYC verification can take 1-3 days.
3. What is the maximum account balance in Kuda?
Kuda currently allows a maximum account balance of ₦5 million to align with money laundering regulations.
4. Can I make cardless withdrawals from my Kuda account?
Yes, Kuda supports cardless withdrawals via supported ATMs by generating a secure OTP.
5. Does the Kuda account have monthly charges?
No, Kuda offers free savings and current accounts with no monthly fees or minimum balances.
6. Is the Kuda debit card a Visa or Mastercard?
Kuda debit cards are affiliated with Mastercard and display the Mastercard logo.
7. Can a joint account get two Kuda cards?
Yes, approved joint accounts can request debit cards for both individuals under the shared Kuda account.
8. How do I report a lost or stolen Kuda card?
Immediately call Kuda Support or log into your account and block your card under Card Control for security.
9. How do I reset my Kuda debit card PIN?
Log into your Kuda app, go to My Card and tap on Reset ATM PIN to create a new 4-digit PIN.
10. Can I use my Kuda card internationally?
Yes, the Kuda card can be used globally for international payments, withdrawals etc. charged in local currency.
11. How do I close my Kuda Bank account?
Login to your account, go to Settings and follow the Account Closure prompts. Residual funds are transferred to your linked bank.
12. What are the charges for card cash withdrawals?
Kuda charges a flat fee of ₦150 for ATM withdrawals within Nigeria and ₦350 for international withdrawals.
13. How long does the Kuda account approval take after registration?
If KYC details are satisfactory, account approval can take 1-3 business days. Further documents may be required if issues.
14. Can I pay bills like DSTV, PHCN with my Kuda account?
Yes, you can conveniently pay bills from your Kuda account wallet or card without charges.
15. What documents can be used for Kuda KYC verification?
Valid government-issued ID like national ID, driver’s license, passport, voter’s card. Proof of address is also required.
16. Can I withdraw cash without my Kuda debit card?
Yes, you can request OTPs on your Kuda app for cardless withdrawals at supported ATMs nationwide.
17. How do I apply for Kuda loan or overdraft?
Eligible customers can apply for quick micro-loans and overdrafts directly within the Kuda mobile app in a few clicks.
18. Is there a limit to transfers I can make from my Kuda account?
Individual accounts have caps on transfer amounts and volume to prevent financial crimes. Limits can be raised subject to KYC review.
29. How do I get account statements on Kuda?
Login to your Kuda account, go to Account Statement to view, download or print out your account transactions.
With robust customer support, innovative features and affordable pricing, Kuda provides Nigerians an effective mobile banking solution for their daily financial needs.
Read more: financevflutterwave customer care number whatsapp number email address and office address
Conclusion
Kuda Bank offers Nigerians a fully-licensed digital banking alternative with attractive features like zero minimum balance accounts, free debit cards, and instant fund transfers. By simply downloading their user-friendly app, providing valid KYC details, and ordering a Kuda debit card, customers can benefit from secure cash withdrawals, convenient payments, budgeting tools, and responsive customer service anytime from their mobile phone. The seamless account opening process, instant virtual account numbers, and physical debit card delivery make accessing Kuda’s affordable and innovative banking platform straightforward for tech-savvy Nigerians nationwide.
After reading this blog you know How To Get Kuda Bank Atm Card, Debit Card and Account Number.
