Hello, Today we’ll talk about Credit Wise Login With Phone Number, Email, Online Portal, Website.
Credit Wise is a leading digital lending platform in Nigeria that provides quick access to short-term loans completely online. With just a phone number or email address, you can login to your Credit Wise account and manage all aspects related to your loan.
This comprehensive guide will provide complete details on how to login and access your Credit Wise account through their website or mobile apps. We will also cover account management, resetting password, getting support and more.
Introduction to Credit Wise
Credit Wise commenced operations in 2021 as a digital lending platform aimed at providing easy access to credit for Nigerians within minutes. Some key features include:
- Loans from ₦1,000 to ₦250,000
- Loan term of 7 days to 180 days
- No collateral required
- Instant loan decision
- Funds disbursed directly to bank account
- Repayment reminders and scheduling
Leveraging technology and advanced credit algorithms, Credit Wise can accurately evaluate a borrower’s profile and approve loans almost instantly. They have served over 500,000 customers across Nigeria.
How to Login to Credit Wise Account
Follow these simple steps to access your Credit Wise account online:
Login via Phone Number
- Go to Credit Wise website or launch mobile app
- Tap on “Login” or “Sign In”
- Enter the phone number used to open your account
- Input the 6-digit OTP received via SMS
- You will be logged into your Credit Wise account dashboard
Login via Email
- Go to Credit Wise website or mobile app
- Tap on “Login” or “Sign In”
- Enter your registered email address
- Input your account password
- Click on “Login” to access your Credit Wise account
If you forget your password, you can easily reset it using the “Forgot Password” option.
Managing Credit Wise Account
When you login to your Credit Wise account dashboard, you can:
- Check current and previous loan details
- Apply for new loans
- Make loan repayments seamlessly
- Reschedule repayment date
- View statements and receipts
- Update your account information
- Contact customer support
So the dashboard gives you complete control to manage all aspects of your Credit Wise loan account online.
Credit Wise Mobile Apps
Credit Wise offers mobile apps for both Android and iOS platforms. You can download the Credit Wise apps from the Google Play Store or Apple App Store.
By logging into the mobile app, you can:
- Check loan details and status
- Apply for new loans instantly
- Make loan repayments
- Get reminders for repayment
- Live chat with customer support
The app makes it very convenient to access your Credit Wise account on-the-go from your mobile device.
Reset Credit Wise Password
If you forget your Credit Wise account password, simply follow these steps to reset it:
- Go to Credit Wise login page
- Click on “Forgot Password”
- Input your registered phone number or email
- Enter the OTP received
- Create and confirm your new password
With the quick password reset option, you can easily regain access to your Credit Wise account if you ever forget your password.
FAQs AboutCredit Wise Login With Phone Number, Email, Online Portal, Website
How can I create a new Credit Wise account?
Download app or visit website, click Signup, fill personal details, upload KYC documents and your account will be opened once approved.
Can I have more than one account?
No, you can only have one active Credit Wise account with your unique credentials.
I forgot my password. How can I login?
Use Forgot Password option, enter registered phone/email, receive OTP, create new password and login.
How long does it take to open a new account?
Credit Wise aims to approve and open new accounts instantly after submission of details and KYC documents.
Can I get another loan after repaying existing loan?
Yes, you become eligible for a new loan immediately after repaying previous loan completely.
What documents do I need for account creation?
Valid ID, BVN, utility bill, bank statement, passport photo. Additional documents may be required.
Does Credit Wise have mobile apps?
Yes, Credit Wise offers full-featured mobile apps for Android and iOS devices.
How can I update my registered email ID?
Login to your account, go to profile, enter new email address, verify OTP and your email will be updated.
Can I get loan in another bank account?
No, disbursal can only happen to the bank account number provided during Credit Wise account creation.
What is the maximum loan amount for first-time borrower?
The maximum first loan is typically between ₦1,000 to ₦10,000 based on your profile assessment and assigned limit.
How long does it take to get loan amount after approval?
The approved loan amount is credited within few hours in most cases post-approval.
How do I contact for urgent assistance?
Reach out via in-app chat, email, call helpline or DM on social media for quickest response.
Can I repay my loan before the due date?
Yes, you can repay all or part of the outstanding loan amount ahead of schedule without any prepayment charges.
What happens if I miss my repayment date?
Late payment leads to penalties. Make repayments on time to avoid extra fees and negative credit report.
Is Credit Wise available outside Nigeria?
Currently, Credit Wise only offers services within Nigeria. They plan to expand across Africa.
Read more: finance naira loan login with phone number email online portal website
Conclusion
Credit Wise makes it easy to get quick loans online and manage all aspects via website or mobile apps. Contact customer support if you need assistance with login or account management.
After reading this article know you Credit Wise Login With Phone Number, Email, Online Portal, Website.
