Welcome Today we’ll be discussing On How to deactivate, close or delete Easemoni Account.
Easemoni is a digital lending platform in Nigeria that provides quick, short-term loans. If you no longer need their service and wish to discontinue your Easemoni account, you can easily deactivate or delete it.
This comprehensive guide covers step-by-step instructions to temporarily or permanently close your Easemoni account using the app or website.
Easemoni, owned by Sidham Capital Partners, launched in Nigeria in 2018 as an instant loan app. They offer quick collateral-free loans, bill payments and funds transfers.
While Easemoni provides access to fast financing, excessive dependence can encourage over-borrowing. When you want to take a break or no longer need their service, you can deactivate or delete your account.
This guide will take you through how to easily close your Easemoni account temporarily via deactivation or permanently through account deletion using the app or website.
Reasons to Deactivate or Delete Easemoni Account
Here are some common reasons for deactivating or deleting your Easemoni account:
- You no longer require loans from Easemoni
- You want to limit excessive borrowing
- You are facing difficulty repaying active loans
- You don’t frequently use their other services now
- You want to stop their promotional communications
- You have security concerns about the app
- You are closing the bank account linked to Easemoni
As your financial situation changes, re-evaluating lending apps is wise. Deactivation offers temporary relief while deletion provides permanent closure.
How to Temporarily Deactivate Easemoni Account
To temporarily deactivate your Easemoni account, follow these simple steps:
- Open the Easemoni app and go to Profile > Settings
- Tap on ‘Deactivate account’ option
- Enter your registered phone number and account PIN
- Read the prompt and confirm deactivation
Your Easemoni account will now be instantly deactivated temporarily, blocking access to services until you reactivate.
How to Permanently Delete Easemoni Account
To delete your Easemoni account permanently, do this:
- Open Easemoni app and go to Profile > Settings
- Tap on ‘Close account’ option
- Enter registered mobile number and account PIN
- Select reason for closure from options
- Read prompt and confirm permanent account deletion
Once confirmed, your Easemoni account will be closed instantly and cannot be retrieved.
Closing Easemoni Account via Website
In addition to the app, you can also deactivate or delete your Easemoni account using their website:
- Go to Easemoni website and login
- Under ‘Profile Settings’ select ‘Deactivate account’ or ‘Close account’
- Enter registered phone number and account PIN
- Read prompt and confirm deactivation or deletion
This conveniently allows you to close your Easemoni account access using a web browser too.
Important Notes Before Closing Easemoni Account
Before closing your Easemoni account, take note:
- Clear any pending loan repayments first
- Withdraw available account balance to bank
- Your credit history with Easemoni remains intact
- Deactivated accounts can be easily reactivated
- Deleted accounts are closed permanently and can’t be restored
Completing pending transactions is vital. Deactivation is temporary while account deletion is permanent.
Benefits of Closing Easemoni Account
Here are some benefits of deactivating or deleting your Easemoni account:
- Control overborrowing – No access to new loans prevents debt traps
- Enhanced security – Account closure removes risks of misuse/fraud
- No promotions – Deactivation stops marketing communication
- Peace of mind – Deletion provides relief if you no longer want their services
- Financial prudence – Closure enables more mindful borrowing habits
As your needs evolve, closing lending accounts provides a clean break to unnecessary services and judicious financial management.
Tips for Closing Easemoni Account Securely
Use these tips when deactivating or deleting your Easemoni account for better security:
- Never share account closure details or OTP with anyone
- Delete Easemoni app from your phone post-closure
- Clear browsing data if you closed account online
- Avoid public networks during the closure process
- Change passwords for associated accounts as a precaution
- Retain deactivate/delete confirmation communication
Taking these measures ensures your Easemoni account closure is safe, smooth and permanent.
FAQs On How to deactivate, close or delete Easemoni Account
1. How do I temporarily disable my Easemoni account?
You can easily temporarily deactivate your Easemoni account through the app or website under account settings. This allows future reactivation.
2. What happens when I permanently delete my Easemoni account?
Permanent account deletion terminates your Easemoni account fully and removes all associated data. The closure is irreversible.
3. Can I retrieve my closed Easemoni account?
No, there is no way to retrieve or restore an Easemoni account after permanent deletion either by you or by Easemoni.
4. Do I need to clear outstanding loans before closing my account?
Yes, you need to repay any active or overdue loans first before being allowed to close your Easemoni account.
5. How long does it take to deactivate or delete an Easemoni account?
Deactivation or deletion is an instant process after identity verification. Your account gets closed immediately.
6. Will closing my account impact my credit score?
No, deactivating or deleting your Easemoni account does not directly affect your overall credit profile or history.
7. Can I reactivate a deactivated account later?
Yes, you can easily reactivate a temporarily deactivated Easemoni account anytime through the app or website.
8. Is there a reactivation fee?
No, Easemoni does not charge any fee to reactivate a deactivated account.
9. How is permanent account deletion different from deactivation?
Deactivation is temporary – account can be reactivated. Deletion is permanent – account is closed forever and cannot be restored.
10. Will my data be deleted if I close my account?
For deactivated accounts, data is retained allowing reactivation. For deleted accounts, all personal data is erased permanently.
Read more: finance how to close delete or deactivate your palmcredit account easily
Conclusion
As we have seen, closing your Easemoni account is quick and straightforward whether you want temporary deactivation or permanent deletion. Just access the in-app or website settings to select account closure option.
Make sure to clear any pending dues, withdraw account balances, and take security precautions during the process. Deactivated accounts can be easily reactivated if needed in future.
However, deleted Easemoni accounts are permanently terminated with no option to restore or retrieve data. As your borrowing needs evolve, you have full control to close your Easemoni account following the simple guided steps.
Easemoni’s intuitive account closure procedures allow seamless exit from their services when required. Whether you need a temporary break or want to delete your account forever, the self-service deactivation and deletion options put you in control.
So don’t hesitate to close your Easemoni account if you feel you no longer need it. Just follow the outlined app/website process to swiftly and securely deactivate or delete your account and move on financially.
After reading this blog you know How to deactivate, close or delete Easemoni Account
