Hello Today we’ll talk discussing on How to deactivate, close or delete Okash Account.
Okash is a popular fintech app in Nigeria that provides quick loans and other financial services. With over 1 million downloads, it has made accessing fast cash easier. However, there may come a time when you no longer need your Okash account and want to close it.
This comprehensive guide provides step-by-step instructions on how to easily deactivate, delete, and permanently close your Okash account from your phone or computer.
Okash, owned by Opay, launched in Nigeria in 2019 and quickly became one of the leading loan apps. It provides collateral-free loans in minutes along with other services like bill payments and funds transfers.
The convenience of quick loans comes with the responsibility of repayment. If you feel you no longer need Okash loans or its other services, you can choose to deactivate your account temporarily or delete and close it permanently.
This guide will walk you through the straightforward process of deactivating or deleting your Okash account fully via the app or website. We’ll also answer common questions related to account closure.
Reasons to Deactivate or Delete Okash Account
Here are some top reasons you may want to deactivate or delete your Okash account:
- You no longer need access to quick loans
- You want to limit excessive borrowing
- You are facing difficulty repaying current loans
- You seldom use other Okash services now
- You are closing the bank account linked to Okash
- You no longer want promotional emails/texts from Okash
- You are worried about security of the app
As your financial needs change, it makes sense to re-evaluate financial tools like Okash. Account deactivation provides a temporary break. Full deletion permanently closes your account.
How to Deactivate Okash Account Temporarily
If you want to take a short break from Okash without completely closing your account, you can easily deactivate it temporarily:
- Open the Okash app and go to Profile > Settings
- Tap on “Deactivate Account”
- You will be shown pop-up alerts to confirm deactivation
- Enter your phone number and account PIN to verify identity
- Confirm deactivation on the next pop-up
Your Okash account will now be temporarily deactivated. You will be logged out of the app and cannot access any services until you reactivate it.
How to Permanently Delete Okash Account
To permanently close your Okash account, you need to delete it. Follow these steps:
- Open Okash app and go to Profile > Settings
- Tap on “Close Account”
- Confirm account closure on the pop-up alerts
- Enter registered phone number and account PIN to verify identity
- Select reason for closure from options
- Confirm permanent deletion on last pop-up
Once confirmed, your Okash account will be immediately and permanently deleted. You will no longer be able to access it in any way.
Closing Okash Account via Website
Apart from the Okash app, you can also deactivate or delete your account via the Okash website:
- Go to the Okash website and click on Profile > Settings
- Under Account Settings, click “Deactivate Account” or “Close Account”
- Confirm deactivation/deletion on pop-up prompts
- Enter registered phone number and account PIN to verify identity
- Select reason for closure (when permanently deleting account)
- Confirm deactivation or permanent deletion
This easy process allows you to close access to your Okash account via web browser if you prefer.
Important Things to Note Before Closing Okash Account
Before you proceed to deactivate or delete your Okash account, please note:
- Clear any outstanding loans and debts first
- Withdraw any available account balance to linked bank account
- Saved payment cards will be removed and autopay disabled
- Your credit history with Okash will be retained
- You can reactivate a deactivated account anytime
- Deleted accounts cannot be restored – closure is permanent
Settling all dues and withdrawals first avoids problems later. Reactivation is possible after temporary deactivation. But deleted accounts cannot be restored.
Benefits of Closing Your Okash Account
Some benefits of deactivating or deleting your Okash account include:
- Avoid overborrowing – Closure stops access to easy loans which may encourage excessive debt.
- Account security – Removing account access enhances safety and prevents misuse.
- Break from promotions – Deactivation stops marketing emails and texts from Okash.
- Financial control – Account closure helps take control of your finances and borrowing.
- Freedom from service – Deleting your account frees you from Okash if you no longer need it.
As your financial situation evolves, letting go of tools and services that no longer fit your needs is beneficial. Closing your Okash account can provide a clean break as per your changing requirements.
Tips for Closing Your Okash Account Securely
Follow these tips when closing your Okash account for better security:
- Do not share account closure details/OTP with anyone
- Log out of Okash app and remove it from your phone after closure
- Clear browser history and cookies after closing account online
- Avoid public networks when deactivating/deleting account
- Change passwords for associated accounts and update banks
- Keep records of account deactivation/deletion confirmation
Taking these measures ensures your account closure process is safe and minimizes risks of any malicious account access attempts.
FAQs On How to deactivate, close or delete Okash Account
1. Is it possible to temporarily disable my Okash account?
Yes, Okash allows you to temporarily deactivate your account via the app or website. You can easily reactivate it anytime.
2. What happens if I delete my Okash account permanently?
Permanent account deletion terminates your Okash account fully. All account details, data, access will be removed with no option to restore it.
3. Can I get back a deleted Okash account?
No, once your Okash account has been permanently deleted either by you or Okash, there is no way to retrieve or restore it.
4. Do I need to repay my loan before closing Okash account?
Yes, you need to fully repay any active or overdue loans and settle all dues before your Okash account is allowed to be closed.
5. How long does it take to deactivate or delete an Okash account?
It is an almost instant process after identity verification. Deactivation or permanent deletion happens immediately via app or website.
6. Will my credit score be affected if I close my Okash account?
No, deactivating or deleting your Okash account will not directly impact your overall credit score or history.
Read more: finance how to close delete or deactivate your nicenaira account easily
Conclusion
As we have seen, closing your Okash account is a quick and easy process that can be done right from your phone or computer. If you ever feel the need to take a break from Okash or no longer require their services, you have the option to temporarily deactivate your account or delete it permanently.
Just make sure to clear any outstanding dues, withdraw account balances, and take security precautions during the account closure process. Deactivation allows future reactivation if required. But deleted accounts are permanently terminated.
So whether you want a temporary breather from Okash or want to delete it forever, the intuitive account closure procedures give you full control. As your needs change, you can easily say goodbye to Okash by following the simple steps outlined in this guide.
Just access the in-app/website account settings, select deactivate/close account, verify your identity, confirm your decision, and you’re done. With Okash’s user-friendly account closure process, you can seamlessly move on from their services when required.
After reading this blog you know How to deactivate, close or delete Okash Account.
