Welcome, Today we’ll be discussing on How to Open opay account without BVN
Opay is a popular financial services platform in Nigeria that allows users to make payments, transfer money, and more. Many people wish to open an Opay account but do not have a BVN (Bank Verification Number). This article explains how to open an Opay account without providing a BVN.
Opay launched in Nigeria in 2018 and has become widely used for payments, transportation, and other financial services. The ability to open an account without a BVN makes Opay accessible to more Nigerians.
Benefits of Opening an Opay Account
There are many benefits to having an Opay account:
- Make and receive payments using Opay
- Pay bills easily
- Load airtime and data
- Transfer money to other Opay users
- Access Oride and other services
Requirements for Opening Account
To open an Opay account without BVN, you need:
- An email address
- A phone number
- Your full name
- Date of birth
Step-by-Step Guide
Follow these simple steps to open your Opay account:
- Download the Opay app on your smartphone and open it
- Click on “Create an account”
- Enter your phone number and click “Continue”
- You will receive an OTP (one-time password). Enter it and click Verify.
- Enter your email address and click Continue
- Enter your full name, date of birth, and click Continue
- Read and accept the Terms of Service
And you’re done! You now have an Opay account without providing BVN.
How to Open an Opay Account without BVN on Mobile Phone
This is one of the methods and also best and most flexible methods to Open an Opay Account without BVN, you can accomplish this by downloading the Opay application from Playstore.s
To open an Opay account on your phone, you can follow these simple steps:
Step 1: Download and Install the OPay App
Visit the App Store or Google Play Store on your mobile device.
Search for “OPay” and download the app.
Install the app on your device.
Step 2: Sign Up for an Account on Opay
Open the OPay app.
On the welcome screen, click on “Register” or “Sign Up” to create a new account.
Fill in the required information, including your mobile phone number, email address, and a password.
Follow the on-screen instructions to complete the registration process.
Step 3: Verify Your Phone Number
After completing the registration, OPay will send a verification code to the phone number you provided during sign up.
Enter the verification code in the app to confirm your phone number.
Step 4: Set Up Your Profile on Opay
Once your phone number is verified, you will be prompted to set up your profile.
Provide the necessary details, such as your name, date of birth, and gender.
You may also be asked to upload a profile picture.
Step 5: Link a Bank Account or Card
To enjoy additional features like fund transfer and bill payments, you can link your bank account or card to your OPay account.
Follow the instructions within the app to link your preferred bank account or card.
This step may require providing your account number, card details, and other relevant information.
Step 6: Set Up a PIN or Biometric Authentication
For security purposes, OPay allows you to set up a PIN or enable biometric authentication (e.g., fingerprint or face recognition).
Follow the instructions in the app to set up your preferred security measure.
Step 7: Explore OPay Services
Once your account is set up, you can explore the various services offered by OPay, such as mobile recharge, bill payments, money transfers, and more.
Familiarize yourself with the features and functions available in the app by navigating through the different sections.
Funding Your Opay Account
To add money to your Opay account, you can:
- Transfer from a bank account
- Visit an Opay agent location for cash deposit
- Use ATM card for deposits
Using Your Opay Account
Once set up, you can use your Opay account to:
- Pay bills
- Book rides through Oride
- Make payments
- Transfer money to others
- And much more
Tips for Using Opay Without BVN
Here are some useful tips:
- Always ensure your email and phone number are correct
- Safeguard your account details
- Enable transaction notifications
- Monitor account activity frequently
- Change password periodically
FAQS About How to Open opay account without BVN
Is an Opay account without BVN safe to use?
Yes, an Opay account without BVN is generally safe if you take precautions like enabling transaction notifications and frequently monitoring account activity.
Can I upgrade to BVN later?
Yes, Opay allows users to provide their BVN later on to upgrade their account.
Are there limits without BVN?
Yes, accounts without BVN have lower transaction limits imposed for safety and regulatory reasons.
How do I reset my password?
In the Opay app, go to Profile > Settings > Reset Password. An OTP will be sent to your registered mobile number to reset your password.
Can I use Opay internationally?
No, Opay services are currently only available within Nigeria.
Is Opay regulated?
Yes, Opay is regulated under relevant financial services regulations in Nigeria.
What happens if my phone is stolen?
Immediately call Opay Customer Care to block access to your account. You can regain access after providing valid ID.
How old do I need to be?
You must be at least 18 years old to independently open an Opay account.
Can under 18 open an account?
Minors under 18 can open an Opay account with parent/guardian consent.
Can I have multiple accounts?
No, Opay’s terms only allow one account per user.
How do I delete my account?
Contact Opay Customer Care and submit account closure request. Provide valid ID proof for verification.
What happens to money if I delete account?
Any balance will be refunded to your bank account within 10 business days.
Read more: finance account how to make payments send and recievev money with kuda bank app
Conclusion
Opening an Opay account without a BVN is straightforward by simply downloading the Opay app, entering your personal details, and verifying your phone number.
This allows Nigerians without BVNs to access helpful financial services through Opay.
Just be sure to take security precautions like enabling notifications, monitoring your account activity, and frequently changing your password.
An Opay account without BVN has transaction limits but can still be utilized for payments, money transfers, airtime purchase, and more day-to-day needs.
As Opay expands services in coming years, having an account established early on can make it even more convenient for payments and transactions across Nigeria’s digital finance ecosystem.
After reading this article now you know How to Open opay account without BVN.