Hello Today we’ll be discussing On How to upgrade Fidelity bank account easily (Online & Offline).
Fidelity Bank is a top tier commercial bank in Nigeria with over 200 branches. Upgrading your regular Fidelity Bank savings account unlocks premium benefits and flexibility.
Benefits of Upgrading Your Fidelity Bank Account
Some reasons to upgrade your regular Fidelity Bank account include:
- Higher interest payment on account balances
- Discount on certain banking fees and charges
- Access to premium banking lounges in branches
- Increased daily limits on transactions
- Free debit card with loyalty reward programs
- Special rates on personal loans and overdrafts
Tips for Upgrading Your Account
Follow these useful tips when upgrading your Fidelity Bank account:
- Visit home branch for faster processing if upgrading offline
- Have necessary documents like valid ID card, passport photo ready
- Carefully choose account type based on specific usage
- Fund account immediately with minimum opening balance
- Leverage self-service options for convenient online upgrade
How to Upgrade Fidelity Bank Account Offline
To upgrade at a Fidelity Bank branch, take these steps:
- Visit any Fidelity bank branch near you
- Ask customer service to upgrade account from savings to premium type
- Fill and submit account upgrade form with attachments
- Fund account immediately with required minimum balance
- Collect upgraded account package within 24 hours
Documents Required for Offline Upgrade
- Valid means of ID (national ID, driver’s license etc.)
- Passport photographs
- Proof of residence (utility bills etc.)
- Employment details if applying for salary account package
How to Upgrade Fidelity Bank Account Online
To upgrade your account online, take these steps:
- Login to Fidelity Online Banking
- Select ‘Upgrade Account’ option
- Choose preferred premium account type and plan
- Review terms, fill details and submit upgrade form
- Fund account immediately with required minimum balance
- Upgraded account will be activated within 24 hours
- Notification message sent to registered contact
Information Required for Online Upgrade
- Account number
- BVN number
- Valid means of ID
- Email address
- Phone number
- Minimum balance amount etc.
FAQs on How to upgrade Fidelity bank account easily (Online & Offline)
Here are some FAQ with answers On How to upgrade Fidelity bank account easily (Online & Offline).
1. Which Fidelity Bank account has the easiest upgrade option?
Fidelity Premium Savings Account has the simplest upgrade requirements making it easiest to upgrade to from regular savings.
2. Can I still use old & new account after upgrade?
Yes, you can choose to operate your old regular savings account alongside the newly upgraded premium account.
3. Is there a fee charged for upgrading account?
No, Fidelity Bank does not currently charge any processing fee for simply upgrading regular savings account to premium type.
4. What documents do students need to upgrade account?
Students need valid school ID, JAMB letter, BVN, passport photo and applicable minimum balance amount to upgrade account.
5. Do I need to change my ATM card after upgrade?
No, your existing debit card will function normally after upgrade. However, request for new card types now eligible based on account tier.
6. How many days does Fidelity account upgrade take to complete?
Fidelity Bank account upgrade takes between 1-3 working days for both offline and online applications to be fully processed.
7. Can I apply for quick loans after upgrading account?
Yes, upgrading allows access to personal loans, overdrafts and quick credit at discounted interest rates.
8. How much balance is required to open a current account?
Minimum balance required to open Fidelity current account upon upgrade is N100,000 for individuals per time.
9. Must I visit branch to upgrade salary account package?
No, Fidelity Bank also allows initiating salary account upgrade directly via mobile app or online banking without visiting branch.
10. Which account types can I upgrade to?
The major Fidelity Bank account types you can upgrade to are: Premium Savings, Current, Corporate, Salary, Diaspora, Bullion accounts etc.
11. Can I downgrade after upgrading to premium account?
Yes, you can revert from the premium account to your old regular savings account within 6 months without extra charges.
12. Is there a mobile app for account upgrade?
Yes, apart from Internet Banking you can also easily upgrade your Fidelity Bank account via their mobile banking app.
13. What are criteria to qualify for upgrade?
To qualify, you must be an existing savings account holder. Also have valid ID card, BVN, passport photo and special minimum deposits.
14. How much balance do I need to maintain after upgrade?
Minimum post-upgrade balance ranges from N2,000 for savings up to N100,000 for Fidelity current accounts. Failure to fund leads to reversal
15. Can I upgrade savings account for my children?
Yes – parents/guardians can upgrade existing Fidelity Kids savings account to premium types by providing required documents at a branch.
16. Is there any upgrading option available for teenagers?
Yes, Fidelity Bank Teens Savings Account is also upgradable to premium benefits upon certain terms and conditions.
17. How long does the whole upgrade process take?
The entire Fidelity Bank account upgrade process takes between 1-3 working days from initiation at bank branch or via digital channels.
18. Which branches can I visit to upgrade account?
You can walk into any of over 200 Fidelity Bank branches nationwide to initiate upgrade of your savings account to premium benefits.
19. My company has corporate account, can we also upgrade?
Yes, existing Fidelity corporate customers can also request to upgrade their accounts to enjoy added premium services and benefits.
20. I stay abroad, can I also upgrade account?
Yes, Nigerians in diaspora can upgrade savings account to Fidelity Diaspora Premium Account by providing more details at a branch or via online banking.
Conclusion
Upgrading your regular Fidelity Bank account allows enjoy premium banking services, flexible transactions, interest on funds and tailored solutions. Multiple channels available for easy upgrade experience within 24 hours. Walk into any branch nationwide or login digitally to initiate seamless upgrade process.
After reading this article now you know How to upgrade Fidelity bank account easily (Online & Offline).
