How to upgrade UBA bank account easily (Online & Offline)

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Hello, Today we’ll be discussing On How to upgrade UBA bank account easily (Online & Offline).

United Bank for Africa (UBA) is one of the top banks in Nigeria with over 35 million customers and thousands of branches across Africa. Upgrading your regular UBA savings account to a premium account gives you access to more benefits and improved services.

Benefits of Upgrading Your UBA Account

Some key reasons to upgrade your regular UBA account include:

  • Higher interest rates on account balances
  • Zero or reduced fees on certain transactions
  • Priority queue and dedicated relationship manager
  • Higher limits on ATM, checks and transfers
  • Free debit card with loyalty rewards programs
  • Access to loans and overdrafts at lower rates
  • Eligible for targeted promos and campaigns

Tips for Upgrading Your UBA Account

How to upgrade UBA bank account easily (Online & Offline)

Follow these useful tips when upgrading your UBA account:

  1. Gather necessary documents beforehand to avoid delays
  2. Visit your home branch for faster processing if upgrading offline
  3. Choose premium account type based on usage – salary, current, savings etc.
  4. Make sure to fund account with minimum opening balance
  5. Prefer online upgrade option for convenience if you meet criteria

How to Upgrade UBA Account Offline

To upgrade account at UBA branch, follow these steps:

  1. Visit your home branch and ask to upgrade account
  2. Fill out account upgrade form and submit with documents
  3. Relationship officer processes application and initiates upgrade
  4. Fund account with minimum opening balance for premium type
  5. New account package provided within 1-3 working days post-upgrade

Documents Required for Offline Upgrade

  • Valid means of ID (national ID card, voters card, driver’s license etc.)
  • Passport photographs
  • Proof of residence (utility bills, rent agreement etc.)
  • Employment details if applying for salary account

How to Upgrade UBA Account Online

To upgrade your account through UBA internet banking, follow these steps:

  1. Login to UBA Internet Banking platform
  2. Go to Account Upgrade section under ‘Self Service’
  3. Select the account type you wish to upgrade to
  4. Review terms, fill details and submit upgrade form
  5. Fund account with minimum balance applicable
  6. Account will be upgraded within 24 hours
  7. Get confirmation message on registered contact details

Information Required for Online Upgrade

  • Account number
  • BVN number
  • Valid means of ID
  • Phone number
  • Email address
  • Minimum balance amount etc.

How to upgrade UBA bank account easily (Online & Offline)

FAQs on How to upgrade UBA bank account easily (Online & Offline)

Here are some FAQ with answers

On How to upgrade UBA bank account easily (Online & Offline).

1. Which UBA account is the easiest to upgrade to?

The UBA Premium Savings Account is the easiest to upgrade to from a regular savings account. It has low balance requirements and fast online upgrade option.

2. Can I still operate my old regular account after upgrade?

Yes, you can choose to keep your old regular account running alongside the new premium account if it meets certain conditions.

3. How much do I need to open a UBA current account?

Minimum opening balance for UBA current account upon upgrade is N100,000. Specific higher limits apply for corporate bodies.

4. Can I downgrade back to my old account later?

Yes, you can downgrade from the premium account to your old regular savings account within 6 months without charges.

5. Does UBA charge for checking account balance?

No, you can check your account balance for free via USSD, SMS banking, mobile app or at ATMs and branches.

6. How many times can I upgrade account in one year?

UBA allows up to 2 account upgrades within a 12 months period across all its retail banking categories.

7. Is there a cost for upgrading account?

No, UBA does not currently charge any processing fee or costs for upgrading an existing savings account to a premium account.

8. What documents are needed to upgrade student account?

Required documents are school ID card, admission letter, valid ID, BVN, passport photo and minimum balance amount applicable.

9. Can I get an overdraft after upgrading account?

Yes, account upgrade allows access to overdraft and collateral-free loan facilities at lower preferential interest rates.

10. Will my debit card change after upgrading?

How to upgrade UBA bank account easily (Online & Offline)

No, your ATM card will function normally after upgrade. However, you can now request for higher card types e.g Platinum based on new account level.

11. How many days does UBA account upgrade take?

It takes between 1 to 3 working days for UBA account upgrade to be completed and new account package provided to customer.

12. Do I need to visit branch to upgrade salary account?

No, you can upgrade your salary account to premium online via UBA internet banking without needing to visit a branch.

13. Can I upgrade other peoples accounts with POA?

Yes, using a registered Power of Attorney (POA) document, you can initiate account upgrades on behalf of others at UBA branch.

14. How much balance do I need to maintain after upgrade?

Minimum average balance needed monthly ranges from N5,000 for savings accounts to N250,000 for corporate current accounts.

15. Is there a mobile app for upgrading account?

Yes, apart from Internet Banking you can also easily upgrade your UBA account via their Android/iOS mobile banking application.

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Conclusion

Upgrading your UBA savings account provides clear benefits like lower fees, interest on balances, improved services and access to solutions you may be ineligible for under regular accounts. UBA offers seamless account upgrade options both via self-service online banking or by visiting your home branch.

You get to retain existing account numbers while gaining premium features based on chosen new account type – salary, current, savings etc. Enjoy the increased power of managing your finances that comes with account upgrade.

After reading this blog you know about How to upgrade UBA bank account easily (Online & Offline).

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