InstantCredit Login With Phone Number, Email, Online Portal, Website

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Welcome, Today we’ll talk about InstantCredit Login With Phone Number, Email, Online Portal, Website.

InstantCredit has become one of the most popular options for accessing quick loans and credit in Nigeria. With just a phone number or email address, Nigerians can now easily apply for and receive small loans in minutes. In this comprehensive guide, we’ll cover everything you need to know about logging into your InstantCredit account and managing your loans online.

InstantCredit is an online lending platform based in Nigeria that provides access to quick, short-term loans. The company partners with banks and other financial institutions to provide loans ranging from ₦1,000 to ₦500,000 repayable in 3 to 180 days. Since launching in 2021, InstantCredit has become massively popular thanks to its quick and easy loan application process.

Benefits of Logging In

Key benefits of InstantCredit login include:

  • Check loan application status
  • View loan details – interest, repayment schedule etc.
  • Make quick repayments for loans
  • Raise tickets for customer issues instantly
  • Maintain transaction privacy and data security

Login with Phone Number

  1. Open InstantCredit website or mobile app
  2. Enter your registered 10-digit phone number
  3. Input the 6-digit OTP received via SMS
  4. Verify OTP to access your account dashboard

Login through Email ID

  1. Go to InstantCredit login page
  2. Enter your registered email address
  3. Input account password and click Login
  4. Land on your account dashboard on successful login

Login via Website

Follow the steps below to login through website:

    1. Go to InstantCredit website and click on Login
    2. Enter registered phone number or email address as required
    3. Input password or OTP and click on Verify button
    4. Access your InstantCredit account on successful verification

Resetting Your InstantCredit Password

If you forget your InstantCredit password, you can easily reset it:

  1. On the login page, click “Forgot Password”
  2. Enter your registered phone or email address
  3. You will receive an OTP – enter this to verify your identity
  4. Create and confirm your new password
  5. Your password will be reset and you can login with the new password

Managing Your InstantCredit Account

When you log into your InstantCredit dashboard, you have access to a range of account management features:

  • Apply for loans – Quickly submit new loan applications
  • Loan status – Check the status of loan applications
  • Repayments – View repayment schedule and make payments
  • Statements – Download account statements
  • Profile – Update your personal profile information
  • Notifications – Manage email and SMS notifications
  • Support – Contact InstantCredit customer support

Keeping your account details updated and making repayments on time ensures you continue to have access to InstantCredit’s quick loans.

FAQs About InstantCredit Login: A Complete Guide

InstantCredit Login With Phone Number, Email, Online Portal, Website

1. What information do I need to create an InstantCredit account?

You need your phone number or email address, ID document, residential address, employment details, and bank account information.

2. Can I apply for an InstantCredit loan without a BVN?

No, having a Bank Verification Number (BVN) is mandatory for obtaining loans on the InstantCredit platform.

3. How long does it take to get approved for a loan?

InstantCredit will verify your details immediately and approve loans in minutes. However, first-time applicants may need to wait 24 hours for approval.

4. How much can I borrow from InstantCredit?

Loan amounts range from ₦1,000 to ₦500,000. First-time borrowers are capped at ₦50,000.

5. How do I repay my InstantCredit loan?

Repayments are automatically debited from your bank account on your repayment due dates. You can also make manual payments via bank transfer or cards.

6. Can I pay off my loan early?

Yes, you can pay back all or part of your loan early via your InstantCredit account dashboard. No penalties apply.

7. What happens if I default on repayment?

Failed repayments will attract late fees and negatively impact your credit rating. After 90 days of non-payment, accounts may be restricted and handed to recovery agents.

8. How do I close my InstantCredit account?

Log in to your account, go to Account Settings, and select ‘Close Account’. Be sure to repay any outstanding loans first.

9. Is my data secure with InstantCredit?

Yes, InstantCredit uses 256-bit SSL encryption and complies with all applicable data protection regulations.

10. Can I apply for a loan via the InstantCredit app?

Yes, the InstantCredit app provides the same loan application and account management functions as the website.

11. What network provider numbers work with InstantCredit?

All major Nigerian mobile networks including MTN, Airtel, 9mobile and Glo lines can be used to register and access loans.

12. How quickly are funds disbursed after approval?

Loan disbursal is instant after approval. The money will reflect in your bank account within minutes.

13. Can I access my InstantCredit account from multiple devices?

Yes, you can seamlessly access your account online from any device using your registered email/phone and password.

14. Can I borrow from InstantCredit if I’m self-employed?

Yes, InstantCredit provides loans to both salaried and self-employed individuals.

15. How do I contact InstantCredit for support?

You can contact the customer care team via phone, email, WhatsApp, Facebook, Twitter or the in-app chat for assistance.

Read more: finance quickcheck login with phone number email online portal website


Accessing quick, short-term loans has become easier than ever for Nigerians thanks to fintech platforms like InstantCredit. With just a phone number or email, anyone can now apply online for small personal loans and receive funds in minutes after approval. InstantCredit’s quick registration process, fast loan disbursal, and flexible repayment options make it an attractive choice when you need cash urgently.

We hope this detailed guide provides everything you need to know to easily create an InstantCredit account, log in, apply for loans, make repayments, and manage your account online. Keeping your login credentials and repayment schedule handy ensures you have a smooth borrowing experience. Feel free to reach out to InstantCredit’s customer care channels if you need any assistance at any point during your loan journey.

With companies like InstantCredit using technology to provide financial access, the days of lengthy loan application processes are now a thing of the past. So next time an urgent need for funds comes up, you know where to turn to!

After reading this blog you know about InstantCredit Login With Phone Number, Email, Online Portal, Website.

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