How to Close, Delete or Deactivate your SureCredit Account Easily

Sponsored links

Welcome Today we’ll be discussing on How to Close, Delete or Deactivate your SureCredit Account Easily.

Having a SureCredit account can provide useful financial services. However, you may wish to close, delete or deactivate it if you no longer require it. This comprehensive guide will walk you through the easy process step-by-step.


Benefits of Closing your SureCredit Account

Closing your SureCredit account has several potential benefits:

  • Avoiding unnecessary fees if not using the account
  • Protecting your personal and financial information
  • Simplifying your financial portfolio
  • Eligibility for opening a new SureCredit account in the future after a waiting period

When to Consider Closing your Account

You may want to close your SureCredit account if:

  • You have not used it for an extended time
  • Its fees or rates are no longer competitive
  • You experience poor customer service
  • You want to switch to another financial institution
  • You need to reopen the account type after previously closing

Carefully reviewing your situation can help decide if closing is your best option.

How to Close your SureCredit Account

Follow these key steps to close your SureCredit account:

  1. Contact SureCredit – Call or email their customer service. Ask for the account to be closed and if any special steps are required.
  2. Pay remaining balance – Pay off any account balance to avoid future fees and complications.
  3. Destroy cards – Cut up any debit/credit cards associated with the account to prevent future charges.
  4. Cancel automatic payments – If you have any recurring payments tied to the account, cancel them.
  5. Transfer funds – Withdraw or transfer any remaining funds to another account.
  6. Follow up – Confirm with SureCredit after some time that the account is recorded as closed.

Difference Between Closing and Deactivating

Closing an account permanently terminates it, while deactivating simply temporarily suspends many features. Deactivated accounts can typically be more easily reactivated if ever needed again. Consult with SureCredit to understand impacts of each option.

SureCredit Account Closure Process

When you request account closure, SureCredit will process the request and communicate with you to complete necessary steps. This may include:

  • Verifying your identity
  • Paying any remaining balance
  • Returning cards or cheque books
  • Waiting 30 days after the request for transactions to finalize
  • Mailing a formal account closure letter

The process can take 30-60 days until complete. Keep communicating with them to ensure smooth closure.

Impacts After Closure

Once your SureCredit account officially closes, be aware of impacts such as:

  • Credit score changes from closed account history
  • Automatic payments no longer withdrawing funds
  • Loss of account features and services
  • Potential bank fees from automatic withdrawals trying after closure

Consider alternatives ahead of time for payments tied to the closed account to avoid issues.

Reopening a Closed Account

If you change your mind later, you may be able to reopen a closed SureCredit account by:

  1. Contacting SureCredit and asking to reopen account
  2. Updating your personal information
  3. Providing requested documentation
  4. Depositing any minimum opening amount

However, there may be waiting periods before you can reopen an account after closure. Check with SureCredit first.


FAQs About How to Close, Delete or Deactivate your SureCredit Account Easily

How to Close, Delete or Deactivate your SureCredit Account Easily

1. Does closing my SureCredit account hurt my credit score?

Closing an old account can potentially impact your credit utilization ratio and history, resulting in a small score drop. But the effect is usually minor and temporary.

2. How long does it take to close a SureCredit account?

Submitting the request is fast, but the actual SureCredit account closure process typically completes in 30-60 days. This allows pending transactions to process.

3. Can I reopen my closed SureCredit account?

Yes, you can request to reopen a closed SureCredit account if it was in good standing. Wait period restrictions before reopening may apply. Contact them to discuss options.

4. What happens to my SureCredit rewards points if I close an account?

Be sure to redeem any accrued reward points prior to closure. Once closed, you will immediately lose access to any unused reward points.

5. Are there fees to close a SureCredit account?

Typically no, but any outstanding fees or negative balance on the account at closure may be charged as applicable. Pay off balances first.

6. How do I ensure my automatic payments are cancelled when I close an account?

When closing, contact each company or service with automatic payments withdrawing from the account to cancel and update them right away with alternate details.

7. What steps should I take if I am receiving fees after closing my SureCredit account?

Contact SureCredit with details of the fees received. Confirm the account shows as closed in their systems, and no pending actions on their end are causing the fees.

8. Can I still write cheques from a closed SureCredit chequeing account?

No, once an account is closed either by you or by SureCredit, all cheque and account privileges become invalid.

9. Does SureCredit need my permission and authorization to close my account?

For voluntary customer requested closures, your authorization is required. But SureCredit can also terminate accounts in certain situations without consent per terms and conditions.

10. How will account closure affect my SureCredit credit card?

Cancelling credit cards requires separate process from closing bank accounts. Contact SureCredit to understand options of cancelling, keeping cards active, balances, etc.

11. Can I withdraw all my account balance immediately after asking to close my SureCredit account?

No, you typically cannot immediately withdraw the full balance. Allow 30 days after closure request for all transactions to process before withdrawing remainder and closing.

12. What happens if my SureCredit account has a negative balance when I ask to close it?

SureCredit may refuse account closure until the owed negative balance is paid back in full, or send it to collections after closure.

13. Will unresolved disputes or investigations on my account prevent closing it?

Yes, all open disputes and investigations need full resolution first before a SureCredit account can be closed.

14. How many days minimum notice is required to close my SureCredit account?

There is no minimum notice period. You can request to close your SureCredit account right away. Just allow 30+ days for post-closure transactions still.

15. Who do I contact if I have further questions about closing my SureCredit account?

Reach out to the SureCredit customer service team by phone or email. They can answer specific questions related to account closure details and process.


Read more: finance eagle cash loan how to apply customer care phone and whatsapp number email and office address



SureCredit is a popular loan app in Nigeria that provides users with quick and easy access to credit. However, there may be times when you need to close your SureCredit account.

In this article, we have provided you with a comprehensive guide on how to close, delete, or deactivate your SureCredit account. We have also discussed the reasons why you might want to close your account.

After reading this blog you know about How to Close, Delete or Deactivate your SureCredit Account Easily.

Sponsored links

Leave a Reply