Irorun Loan Review: How to Apply, App Download, Customer Care Details

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Welcome, Today we’ll talk about Irorun Loan Review: How to Apply, App Download, Customer Care Details.

Getting quick access to financing through loans can be a lifesaver for many Nigerians. With the high levels of unemployment and large unbanked population, online lending platforms like Irorun provide an invaluable service. In this comprehensive guide, we will provide a detailed Irorun loan review, explaining how to apply, download the app, and contact customer care.

Irorun is an online lending company based in Lagos, Nigeria. They provide quick, short-term loans ranging from ₦1,500 to ₦500,000 to salaried individuals. Loans can be approved in just 10 minutes and funds disbursed directly to your bank account within 24 hours.

Some of the key benefits of Irorun loans include:

  • Completely online application process
  • Loans approved in as little as 10 minutes
  • No collateral required
  • Competitive interest rates
  • Flexible 3 to 12 month repayment terms
  • No prepayment penalties
  • Funds deposited directly to bank account

Irorun primarily issues loans to salaried employees of partner companies and organizations. However, they have recently begun providing personal loans to other qualified applicants as well. The online, digital process makes getting a loan convenient and hassle-free.

Step-by-Step Guide to Applying for an Irorun Loan

Irorun Loan Review: How to Apply, App Download, Customer Care Details

Here is a step-by-step walkthrough of how to apply for a loan from Irorun:

  1. Download the app: Get the Irorun app for Android or iOS. You can also apply directly on their website.
  2. Create an account: Provide your name, phone number, email, date of birth, and create a password.
  3. Enter personal details: Add your employer details, salary information, BVN, bank account, and personal details.
  4. Upload documents: You will need to upload a valid ID card, salary slips or bank statements, and a passport photo.
  5. Review loan terms: Irorun will display eligible loan amounts, fees, interest rate, and repayment schedule. Review and consent to the terms.
  6. Get approved: If approved, e-sign the loan agreement using the one-time password sent to your phone.
  7. Get funds: The approved loan amount will be disbursed to your bank account within 24 hours.
  8. Repay loan: Repay the loan in equal monthly installments via direct debit from your bank.

The entire process from application to disbursal can be completed in less than 24 hours if you have all required documents handy. Ensure timely repayment as late payments will incur additional fees and negatively impact your credit profile.

Key Benefits of Irorun Loans

Some of the top benefits of getting a loan through Irorun include:

  • Fast approval: Get approved for a loan in as little as 10 minutes.
  • Digital process: The entire application process is online and can be done from your phone.
  • Flexible loan amounts: Get loans from ₦1,500 to ₦500,000.
  • No collateral: No need for collateral or guarantor.
  • No prepayment fees: You can prepay your loan anytime with no extra charges.
  • Loan usage: Irorun loans are unrestricted and the amount can be used for any personal need.
  • Build credit: Responsible repayment can help build your credit profile.

Pro Tips for Getting Approved

Here are some expert tips to boost your chances of loan approval with Irorun:

  • Provide accurate personal and employment details.
  • Ensure your salary account has regular monthly credits.
  • Have all required documents ready before applying.
  • Build a good credit profile by taking and repaying small loans first.
  • Link all your bank accounts to provide a full financial profile.
  • Set up autopay so you never miss a repayment.
  • Avoid applying for too many loans at once from different lenders.

Download Irorun App

The Irorun app allows you to easily apply for a loan right from your mobile phone. Here’s how to download the Irorun app:

  • Android: Open the Google Play Store, search for “Irorun”, and tap Install.
  • iOS: Open the App Store, search for “Irorun”, and tap Get.
  • Once installed, register with your phone number and email.
  • Allow the app access to contacts, storage, camera etc. to enable smooth application.
  • Enable notifications to receive approval alerts, repayment reminders etc.

The app lets you check loan eligibility, complete the application, upload documents, e-sign your loan agreement, and even make repayments. Download now for a completely digital loan experience.

Customer Care Contact Details

For any queries or assistance, you can contact the Irorun customer care team through the following channels:

  • Email:
  • Phone/WhatsApp: +234 1 700 5288
  • Social media: Send a DM on Facebook or Instagram
  • Mobile app: Tap Support in the Irorun app menu
  • Website: Start a live chat at

The customer care team is available 7 days a week from 8am to 8pm to help with any loan-related queries or assist with the application process. Be sure to have your loan application or account details handy when contacting support.

FAQs On Irorun Loan Review: How to Apply, App Download, Customer Care Details

Irorun Loan Review: How to Apply, App Download, Customer Care Details

What are the interest rates on Irorun loans?

Irorun charges interest rates between 4% to 14% per month, based on your credit profile. Lower rates are offered to new customers. Rates are clearly disclosed before loan approval.

How much can I borrow from Irorun?

You can get approved for Irorun loans from ₦1,500 to ₦500,000. Loan amount offered depends on your eligibility and credit profile.

How quickly is a loan disbursed?

If approved, loan amount is credited to your bank account within 24 hours. Disbursal can be as fast as a few hours for repeat customers.

What documents do I need to apply?

You will need a valid ID card, one passport photo, 3 months salary account statements or pay slips, and a utility bill for address proof.

Can I repay my loan early?

Yes, you can prepay your Irorun loan anytime without incurring any prepayment charges.

How do I repay my loan?

Loan repayment is done via autodebit from your bank account in equal monthly installments. You get a repayment schedule upon approval.

Can I apply for multiple loans from Irorun?

You can have only one active loan from Irorun at a time. But you become eligible for a top-up loan once your existing loan is repaid.

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Irorun provides a convenient and accessible borrowing option for Nigerians in need of quick financing. With its easy application process, fast approvals, and flexible loan amounts, Irorun aims to serve the many underbanked individuals ignored by traditional lenders. While interest rates are on the higher side, responsible borrowing and timely repayment can help build your credit profile.

For salaried individuals who need funds for personal emergencies or expenses, Irorun offers a digital lending solution right from your smartphone.

However, be sure to carefully evaluate your repayment capacity before taking a loan. With its continued efforts to enhance customer experience, Irorun has strong potential to become a leading fintech lender in Nigeria.

After reading this blog you know about Irorun Loan Review: How to Apply, App Download, Customer Care Details.

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