Sure Credit Loan, Reviews, Customer Care Number, App Download

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Welcome, Today we’ll talk about Sure Credit Loan, Reviews, Customer Care Number, App Download.

SureCredit is a fast-growing fintech platform in Nigeria offering collateral-free loans to individuals and businesses. In this detailed guide, we provide an overview of SureCredit loans, interest rates, legitimacy, customer reviews, app download process, loan application procedure and answers to frequently asked questions.

SureCredit started operations in 2020 and is headquartered in Lagos, Nigeria. They provide flexible personal loans ranging from ₦3000 to ₦5 million at competitive interest rates through their website and mobile apps.

Key facts about SureCredit:

  • Backed by foreign venture capital investors
  • Uses AI-based credit scoring algorithms
  • Disbursed over ₦7 billion loans so far
  • Over 300,000 customers served
  • Top-rated digital lender in Nigeria

SureCredit Loan Products

Sure Credit Loan, Reviews, Customer Care Number, App Download

SureCredit offers the following loan products:

SureCash Loan

SureCash provides personal loans from ₦3000 to ₦500,000 for salaried individuals. Loan tenure ranges from 30 days to 12 months. No collateral required.

SureAdvance Loan

Get up to 50% of your monthly salary as an advance at 0% interest with repayment on salary credit date. No paperwork needed.

SureInvest Loan

Medium to large-sized business loans from ₦100,000 to ₦5 million. Flexible repayment upto 3 years and attractive interest rates.

Interest Rates and Fees

SureCredit offers highly competitive interest rates starting from just 1.8% per month. No hidden charges. Processing fees from just 1% of loan amount.

Loan Tenure

SureCredit provides flexible loan repayment tenures ranging from 1 month to 3 years depending on the loan product and amount. This enables affordable monthly instalments.

Eligibility Criteria

To qualify for a SureCredit loan you need:

  • Minimum age of 21 years
  • Valid ID and address proof
  • Active bank account with transactions
  • Minimum monthly income of ₦200,000

Documents Required

Documents needed for a SureCredit loan are:

  • Government ID proof
  • Residence proof
  • Recent bank account statements
  • Salary slips or business income proof

How to Apply

Follow these simple steps to apply for a SureCredit loan:

  1. Visit and click on ‘Apply for Loan’
  2. Select the loan amount, product, tenure required
  3. Fill in personal details in the online form
  4. Upload necessary documents
  5. E-sign the loan agreement
  6. Loan amount gets disbursed directly to bank account if approved

The entire process is digital, quick and convenient.

SureCredit Mobile App

SureCredit also offers its services through iOS and Android mobile apps. Key app features include:

  • Apply for loans on the go
  • Check loan status and details
  • Make repayments seamlessly
  • Access statements and certificates
  • 24×7 availability

Loan Repayment

SureCredit offers the following convenient repayment modes:

  • Auto-debit from bank account
  • Online payments via debit/credit card, bank transfer
  • Pay at partner banks
  • Salary deduction for SureAdvance loans

EMIs get deducted on the date selected by customer for easy management of finances.

Early Repayment

Sure Credit Loan, Reviews, Customer Care Number, App Download

Borrowers can prepay SureCredit loans fully or partially ahead of tenure. Only applicable foreclosure charges need to be paid in such cases.

Is SureCredit Legit?

SureCredit appears to be a genuine and reliable lending platform based on these factors:

  • Registered with CAC and certified by regulators
  • Backed by reputed international investors
  • Uses secure data encryption standards
  • Partners with banks for services
  • Follows responsible lending practices
  • Dedicated customer grievance redressal

However, customers should exercise precautions as with any online lending platform.

SureCredit Customer Reviews

Here are a few customer testimonials from Trustpilot and other sources:

“I got a SureCash loan instantly to pay my daughter’s school fees urgently. The entire application process took less than 30 minutes.” – Chidi E.

“As a freelancer, my income fluctuates month-to-month. SureCredit has been very understanding and flexible with repayment options.” – Ada N.

“I have availed multiple loans from SureCredit for business expansion needs. Highly recommend them for their quick processing and good services.” – Kunle S.

Overall, customer feedback for SureCredit is positive based on reasonable interest rates, quick disbursal and good customer support.

SureCredit App Download

Follow these simple steps to download the SureCredit app:

  1. Go to Play Store on Android or App Store on iOS
  2. Search for “SureCredit” and look for the red and white logo
  3. Tap ‘Install’ or ‘Get’
  4. After download completes, open the SureCredit app
  5. Register your account by providing basic details
  6. You can now apply for a loan through the app

SureCredit Customer Care

Reach out to the customer care team at:

  • Email –
  • Phone – +08091189900
  • Live chat on website and app

The customer service center is open 24×7 and provides assistance promptly.

FAQs On Sure Credit Loan, Reviews, Customer Care Number, App Download

How quickly does SureCredit approve loans?

SureCredit aims to provide fastest loan processing and approvals. Based on algorithm-based screening, loan approval happens in just a few minutes if you meet eligibility criteria and provide required documents.

Does SureCredit check credit bureau records?

Yes, SureCredit checks your credit report from credit bureaus as part of their background verification process before approving a loan. They also consider other factors like income, education, profession etc.

How do I increase my credit limit with SureCredit?

By maintaining a good repayment track record of your loans, SureCredit will progressively increase your credit limit over time based on their internal lending policies.

Can I prepay my SureCredit loan fully or partially?

Sure Credit Loan, Reviews, Customer Care Number, App Download

Yes, SureCredit allows you to prepay the loan ahead of tenure in full or through part payments. This helps reduce your interest cost. Applicable foreclosure charges may apply.

What charges are levied for late repayment?

Late EMI payment attracts a penalty of 2% per month on the overdue amount. This is charged over and above the standard interest rate.

Does SureCredit disburse loans on weekends and holidays?

Yes, SureCredit’s loan disbursal is an automated process and happens 24×7 including weekends and public holidays for approved applicants.

How do I contact SureCredit for grievances?

You can contact their customer support via email at or call 014482225. You can also start a live chat from their website or app.

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To conclude, SureCredit is a reliable fintech lender offering quick access to collateral-free loans through an efficient online process and competitive rates. Evaluate your needs prudently before borrowing.

SureCredit is a leading digital lender in Nigeria offering quick, collateral-free loans through an easy online process, competitive rates and great service.

Do consider SureCredit for your emergency borrowing needs but evaluate repayment ability carefully before applying.

After reading this blog you know about Sure Credit Loan, Reviews, Customer Care Number, App Download.

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