Moniepoint App Download : How to download Moniepoint app

Sponsored links

Welcome, Today we’ll talk about Moniepoint App Download: How to Download the Moniepoint App.

The Moniepoint app has become hugely popular in Nigeria as a way to easily send and receive money. With millions of users, Moniepoint has made transferring funds more accessible and affordable. This article will provide a step-by-step guide on how to download the Moniepoint app, outline its key features and benefits, and answer frequently asked questions.

Moniepoint is a financial services app launched in 2021 that allows users to conveniently send and receive money. Developed by OPay, Moniepoint leverages mobile technology to provide accessible financial services to the unbanked population in Nigeria.

With the Moniepoint app, users can transfer funds to anyone in their phone contact list. Recipients don’t need to have the app installed or even have a bank account. Transfers are instant and only require the recipient’s phone number. There are no complicated forms or paperwork.

Moniepoint also has extremely affordable transfer fees starting from just N10. This makes it easy and cost-effective to send money, even in small amounts. Users can fund their Moniepoint wallet using various payment methods like bank transfer or debit/credit card.

Benefits of the Moniepoint App

Moniepoint app download : How to download Moniepoint app

Here are some of the key benefits of using Moniepoint:

  • Easy to use: With a simple user interface, transfers can be made in just a few taps on your smartphone.
  • Fast transfers: Money is delivered instantly to the recipient’s phone number.
  • Low fees: Transfer fees start from just N10, making Moniepoint very affordable.
  • Secure: Moniepoint uses encryption and other security measures to protect user data and money.
  • Accessible: Users only need a smartphone – no bank account required. This makes financial services accessible to millions.
  • Reliable: Moniepoint has a track record of reliable service with millions of happy customers.

With these advantages, it’s easy to see why the Moniepoint app has become a popular way for Nigerians to send and receive money.

How to Download the Moniepoint App

Downloading and installing the Moniepoint app is quick and easy. Follow these steps:

  1. On your Android or iOS smartphone, open the Google Play Store or Apple App Store.
  2. Search for “Moniepoint”. The app should show up as the first result.
  3. Tap “Install” on Android or “Get” on iOS. The app will begin downloading.
  4. Once downloaded, open the Moniepoint app. You may need to provide permission for the app to access certain features like contacts.
  5. On the signup page, enter your phone number and create a secure PIN.
  6. You will receive a verification OTP (one-time passcode). Enter this and your account will be registered.
  7. Fund your Moniepoint wallet to begin sending money. You can add funds instantly from a bank account.
  8. Start using the app! Add recipients using their phone numbers and slider over to send money.

The entire process from download to completing your first money transfer takes just a few minutes. It’s simple and intuitive for all users.

Key Features of the Moniepoint App

Moniepoint app download : How to download Moniepoint app

Here are some of the useful features that make Moniepoint a top choice for sending and receiving money:

  • Instant transfers: Money is sent and received immediately in real-time.
  • Affordable fees: Transfers start from just N10, with volume discounts available.
  • Recipient listing: Easily manage your list of frequent recipients for quick transfers.
  • Transaction history: Review your past money transfers and wallet balance at any time.
  • Top-up wallet: Fund your wallet via bank transfer, card payment, cash deposit and other methods.
  • Security: Pin code and OTP protection help keep your money and data safe.
  • Customer support: Dedicated customer service channels provide support when needed.

Moniepoint combines convenience, affordability, and robust features in one easy-to-use platform. It’s the ideal solution for sending money easily across Nigeria.

FAQs About Moniepoint app download : How to download Moniepoint app

Here are some answers to FAQS about Moniepoint app download : How to download Moniepoint app.

Is Moniepoint safe to use?

Yes, Moniepoint utilizes multiple safety measures to keep your money and personal data secure. This includes PIN protection, encryption of all transactions, OTP verification, and more. Millions of customers trust Moniepoint for reliable service.

How much does it cost to send money with Moniepoint?

Moniepoint has very affordable transfer fees starting from just N10. The exact fee depends on the transfer amount. Larger transfers over N10,000 enjoy discounted fees. There are no hidden charges.

Can I use Moniepoint without a bank account?

Yes, a bank account is not required to send or receive money via Moniepoint. All you need is a smartphone. Recipients also don’t need to be registered Moniepoint users.

Is there a limit on the amount I can send?

Moniepoint allows you to transfer up to N500,000 per day. Higher limits are available upon request and verification.

How long do transfers take?

Money sent via Moniepoint is delivered instantly to the recipient’s phone number, typically within seconds.

Can I send money to phone numbers of other networks?

Yes, you can send money to any valid Nigerian mobile number on any network. The recipient will receive an SMS notification to withdraw the cash.

How do recipients withdraw the money sent to them?

Moniepoint app download : How to download Moniepoint app

Recipients can visit any authorized Moniepoint agent or OPay outlet with their ID card to easily withdraw cash sent to their phone number.

Is the Moniepoint app available on iOS and Android?

Yes, Moniepoint can be downloaded for free on both iOS and all modern Android smartphones.

What documents do I need to use Moniepoint?

Just your valid ID card or passport. No other documents or paperwork are required.

Can I also receive money via the app?

Yes, any money sent to your registered Moniepoint number will automatically be added to your wallet balance to use or withdraw.

How do I add money to my Moniepoint wallet?

You can fund your wallet via bank transfer, debit/credit card, cash deposit and more. Wallet top-up is instant.

Is there a maximum wallet balance I can have?

Your wallet has no maximum balance limit. You can store and send large amounts subject to daily sending limits.

What happens if I lose my phone?

Your Moniepoint PIN helps secure your app against unauthorized access. Immediately call customer support to suspend your account temporarily. Reactivate on your new phone.

Read more: finance how to close delete or deactivate-your easemoni account easily


The Moniepoint app makes transferring money incredibly fast, easy, and affordable for millions of Nigerians. With its simple interface, low fees, instant transfers, and robust security, it’s no wonder Moniepoint has become the leading payments app in the country.

This guide covers everything you need to know to get started with Moniepoint. Just download the app, register your account, fund your wallet, and start sending money seamlessly. Moniepoint provides financial access and convenience in the palm of your hand.

After reading this blog you know about Moniepoint app download : How to download Moniepoint app.

Sponsored links

Leave a Reply