How to Activate Zenith Bank USSD Code with or without ATM

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If you want to register for the Zenith bank USSD code (Eazybanking) and perform transactions on your account, you’ve come to the right place.

I have set aside a step-by-step guide on how to activate it: Firstly, dial *966*00# from your registered phone, which can be either Mtn, Glo, Airtel, or 9 Mobile. Then, enter the last four digits of your ATM card and a new PIN.

Once completed, you can start using your new PIN to transfer money to any bank account without an ATM card and perform various transactions such as checking your account balance, obtaining a loan, purchasing airtime, and making a transfer.

This post serves as a comprehensive guide to assist you with the activation process, enabling you to seamlessly transfer funds from your Zenith bank account without an ATM card and much more. So, let’s dive in and get started.

How to Activate Zenith Bank USSD Code with ATM

  • Dial *996*00# from your registered phone number (Mtn, Glo, Airtel or 9 Mobile).
  • Enter the last 6 digits of your ATM card number.
  • Create a new 4-digit PIN that you will use to carry out transactions on the USSD code.
  • Confirm the new PIN to ensure you entered it correctly.
  • Once you receive a successful message, your USSD code is now active and ready to use.

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How to Activate Zenith Bank USSD Code without ATM

It is not possible to activate the Zenith bank USSD code without an ATM card. Access to your Zenith account on the phone is only possible through your debit card.

Therefore, you will need to obtain either a Zenith MasterCard or Visa card from any of the nearest branches to you. Once you have your card, you can activate the USSD code and begin to enjoy its benefits.

With the Zenith bank USSD code activated, you no longer need your ATM card for subsequent transactions, including transfers and airtime payments. Instead, you can use the 4-digit PIN created during activation to complete transactions securely.

Although activating the Zenith bank USSD code requires an ATM card, it is a seamless process that ensures easy and convenient access to your bank account on your mobile device.

How to Transfer Money from Zenith Bank without ATM

Transferring money from your Zenith Bank account using the bank’s USSD code without an ATM debit card is a straightforward process that can be completed in a few easy steps.

To begin, dial *966*amount*Account Number# from your registered phone number and select the bank name of the recipient. Then, enter your 4-digit USSD PIN and wait for the transfer successful message to confirm the transaction.

While the USSD code is not required for transferring money from your Zenith account, it is essential for its activation. If you prefer not to use an ATM card for activation, you can use the mobile app or internet banking.

To achieve this, visit any Zenith branch to obtain a hardware token or download the eToken app from the Playstore or App Store. Then, during registration, select either the hardware token/e-token or bank activation option and follow the prompts to complete the process.


How to Reset Zenith Bank PIN & Password using USSD Code

If you’ve forgotten your 4-digit PIN or password for Zenith bank USSD or Mobile Banking, don’t worry; resetting it is a simple process.

To begin, dial *966*60# on your registered phone and follow the prompts that appear on the screen. This code is particularly useful for those who have forgotten their PIN during registration or activation of USSD banking.

By following the on-screen instructions, you can quickly reset your PIN and regain access to your account.

Zenith bank USSD reset

Frequently Asked Questions (FAQs)

Is Zenith bank USSD code safe?

The use of Zenith *966# USSD banking is safe and requires the input of a unique PIN to authorize all transactions such as money transfers, bill payments, loan applications, and purchase of airtime. It is important to note that the confidentiality of your PIN is of utmost importance as anyone who gains access to your phone and PIN can carry out transactions on your behalf without your knowledge.

To ensure the safety of your USSD PIN, it is advisable to keep it private and not share it with anyone. It is also recommended that you create a strong and unique PIN that is not easily guessable.

In addition, you should always be mindful of your phone’s security and take necessary measures to prevent unauthorized access to it. By following these precautions, you can enjoy the convenience of Zenith *966# USSD banking without compromising your security.

What is the fee for activating Zenith bank USSD code?

When using the USSD code, it is important to note that your mobile network provider (MTN, GLO, Airtel, or 9Mobile) will charge you a fee of 6.98 Naira for every usage of the code, including when you want to activate it. However, it is worth noting that Zenith bank does not impose any fees for activating the USSD code. The activation process is completely free of charge.

What is Zenith bank USSD transfer limit?

When using the Zenith bank USSD code for transferring funds to any bank account, there is a daily transaction limit of 100,000 Naira. However, if you wish to increase this limit to 1 million Naira, you can do so by dialing *966*60# and following the prompts that appear on your screen. You will also be required to enter your unique 4-digit PIN to complete the process.

All USSD Codes for Zenith Bank

Transactions USSD Code
Activate USSD Banking *996*00#
Check Account Balance *996*00#
Transfer Money from Zenith Bank Account *966*Amount*Accountnumber#
Zenith Bank Payday Loan *996*11#
Buy Airtime recharge from Zenith bank for self *966*Amount#
Buy Airtime recharge from Zenith bank for others *966*Amount*Mobile Number#
Open a Zenith bank account for self and others *966*0#
Increase transaction limit above 100,000 Naira *966*60#
Pay for bills:
*966*7*Amount*Customer ID#
Reset Zenith bank USSD PIN *966*60#
Retrieve Zenith bank ATM debit Card PIN *966*60#
Reset Zenith Mobile Banking PIN and Password *966*60#
Block all debit transactions on lost phone *966*911#
Deactivate Zenith bank USSD Banking Profile *966*20*0#
Check your Zenith bank account number *966*0#
Update your Zenith bank BVN *966*BVN#
Block Zenith ATM debit Card *966*60#
Manage Zenith bank Cardless withdrawals *966*60

That’s A Wrap!

By now, you should have learned how to activate Zenith bank’s *966# USSD banking code. Please note that an ATM card is required to activate the code, and it cannot be done without one.

However, if you wish to transfer funds from your Zenith Bank account without an ATM card, you can utilize the mobile app or internet banking.

In addition, we recommend checking out our blog post on the various ways to transfer money from your Zenith Bank account with USSD. This post provides valuable information on how to transfer funds at no additional cost.

We hope you give the *966# USSD banking code a try and share your experience with us. You can consider subscribing to this blog to stay up to date on topics related to finance.

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