Forgot my cowrywise Password and Pin – How to Reset, Change and Recover cowrywise Password and Pin

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Welcome Today we’ll talk about how I Forgot my cowrywise Password and Pin – How to Reset, Change and Recover cowrywise Password and Pin.

If you forgot your cowrywise account password or login PIN, you can easily reset and recover access to your account. cowrywise offers a simple password reset process that allows you to securely create a new password using your registered phone number or email address. This comprehensive guide covers step-by-step instructions to reset, change or recover your forgotten cowrywise password and PIN.

cowrywise is a leading online savings and investment platform in Nigeria that offers users smart financial planning and wealth management tools. Key features include:

  • Automated savings plans
  • Fixed savings with attractive returns
  • Flex savings with freedom to withdraw anytime
  • Safe Locksavings for long term goals
  • Dollar investments to hedge against Naira depreciation

With over 500,000 users, cowrywise makes saving and investing seamless across mobile and web platforms.

Benefits of Using cowrywise

Here are some of the major benefits of using cowrywise:

  • Higher returns up to 10% on savings
  • Automated savings plans for discipline
  • No hidden charges or fees
  • Secured online platform with SSL
  • Easy withdrawals when needed
  • Dedicated customer service

How to Reset Forgotten cowrywise Password

If you forgot your cowrywise account password, follow these simple steps to reset it:

  1. Go to the cowrywise website or mobile app login page
  2. Click on ‘Forgot Password’
  3. Enter your registered email address or mobile number
  4. You will receive an OTP on email/SMS
  5. Input the OTP and create a new password
  6. Your cowrywise account password will be reset

The whole process takes just a few minutes. Make sure to set a strong password that you can easily remember.

How to Change cowrywise Password

If you want to change your old cowrywise password, below are the guidelines on how to reset your cowrywise password easily and hassle-free:

  1. Launch the Cowrywise app on your phone or you may visit the Cowrywise website via (
  2. When you get to the login page, kindly clicked on the word “Forgot password?” or “Reset password” link. It is usually located near the cowrywise login form.
  3. Enter the email address associated with your Cowrywise account. It is crucial for you to make sure to enter the correct email address.
  4. Click on the “Reset Password” button. Cowrywise will send you an email with instructions to reset your password.
  5. Check your email inbox for the password reset email from Cowrywise. Be sure to also check your spam or junk folder in case it got filtered there.
  6. Open the email from Cowrywise and click on the provided password reset link. This will take you to a page where you can set a new password.
  7. On the password reset page, enter your desired new password. Choose a strong and unique password that you haven’t used before. Ensure it contains a combination of uppercase and lowercase letters, numbers, and special characters for better security.
  8. Confirm your new password by re-entering it in the appropriate field.
  9. Click on the “Reset Password” button to save your changes.
  10. You should receive a confirmation message indicating that your password has been successfully reset

We recommend changing your cowrywise password every few months as a security best practice.

Recovering Forgotten cowrywise PIN

Starting from how to recover your cowrywise password, below is everything you need to know:

  • Open the Cowrywise app or visit the Cowrywise website (
  • On the login page, click on the “Forgot password?” link you could see. This will usually be located near the login form.
  • You will be asked to enter the email address which is associated with your Cowrywise account. Make sure to enter the email address correctly.
  • After entering your email address, click on the “Recover password” button. This will initiate the password recovery process.
  • Check your email inbox for a password that will be sent to you. It may take a few minutes for the email to arrive, so please be patient.
  • Once you open the email, you will be able to see your password, then you can copy the password and go back to the login page to login with the password immediately.

Note that in most cases, PiggyVest may ask you to rather reset your password, if that is the case, below is the guidelines on how to reset your cowrywise password easily.

How Long Does cowrywise OTP Last

The OTP sent by cowrywise for password or PIN reset is usually valid for 5 minutes. You need to input the code within this duration for successful reset. If the OTP expires, you can request cowrywise to resend a new OTP again.

Tips to Keep cowrywise Account Secure

Here are some useful tips to keep your cowrywise account and money safe:

  • Create a strong password with letters, numbers and symbols
  • Change your password every 2-3 months
  • Save your password securely or memorize it
  • Never share your password or PIN with anyone
  • Set app PIN and fingerprint login for extra security
  • Enable transaction notifications and alerts

Common cowrywise Login Issues and Solutions

Here are some solutions for common cowrywise login issues:

  • If you enter wrong password multiple times, your account may get locked. Reset password to unlock.
  • Check internet connection if you face login errors.
  • Update your old phone number or email if you don’t receive OTP.
  • Clear app cache and cookies if facing app login problems.
  • Contact cowrywise support if issues persist in logging in.

Cowrywise Customer Service

If you have any queries regarding resetting your cowrywise password or PIN, contact their customer support:

  • Live Chat: Available 24/7 on website and app
  • Email:
  • Phone: 09030000857
  • Social Media: Active on Facebook, Instagram, Twitter

FAQs About Forgot my cowrywise Password and Pin – How to Reset, Change and Recover cowrywise Password and Pin

Forgot my cowrywise Password and Pin - How to Reset, Change and Recover cowrywise Password and Pin

Here are some frequently asked questions about cowrywise login:

1. I forgot both my password and PIN. What should I do?

Use forgot password option and reset your app PIN via security question after changing password.

2. Can I reset cowrywise password without OTP?

No, OTP verification is required to securely reset your cowrywise account password.

3. How long does it take to change cowrywise password?

cowrywise allows instant password change after correct current password is entered.

4. What happens if I enter wrong PIN multiple times?

After 3 wrong PIN attempts, you will be logged out automatically. Use forgot PIN option to reset.

5. Can I use the old password again when I reset it?

No, it is advisable to use a new password that you have not used before for better security.

6. Will I get notified if password is changed without my consent?

Yes, cowrywise sends an email and SMS alert if your account password is changed.

7. How can I make my cowrywise password very secure?

Use a long combination of random letters, numbers and special symbols to create a strong password.

8. Where can I change the security question for PIN reset?

You can change your security question in Settings under the Profile tab in your cowrywise account.

9. What happens if I enter wrong OTP multiple times?

After 3 wrong OTP attempts, the code expires. You will have to request cowrywise to resend the OTP again.

10. How do I activate fingerprint login for cowrywise app?

Go to Profile > Biometrics > Enable Fingerprint Login. Your fingerprint can then be used to access your cowrywise account.

Read more: finance how to close delete or deactivate your surecredit account easily


Resetting your forgotten cowrywise password or PIN is quick and simple. Just use the forgot password or PIN option and enter the OTP sent to your registered contact. Enable two-factor authentication and change your password periodically for better security. Contact cowrywise customer care if you have.

After reading this article now you know Forgot my cowrywise Password and Pin – How to Reset, Change and Recover cowrywise Password and Pin

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