Hello Today we’ll talk about Apply for LairaPlus Loan: LairaPlus Loan App Apk Download, customer care Phone and Whatsaap number, Office Address.
LairaPlus provides quick loans to individuals in Nigeria. This article provides step-by-step application instructions for LairaPlus loans. It covers necessary download links, contact information and office address details.
Introduction to LairaPlus Loans
LairaPlus loans launched in 2020 to offer access to fast loans ranging from ₦5,000 to ₦500,000 for Nigerians in minutes.
Key Benefits of LairaPlus Loans
Advantages include:
- Instant disbursal options in minutes
- Completely online application
- Flexible 1 to 12 month repayment options
- No document submission needed
- Loan purpose not restricted
Eligibility Criteria
To qualify for a LairaPlus loan you must be:
- Between 21 to 60 years in age
- A resident of Nigeria
- Have BVN linked to your account
- Active personal or business bank account
- Earning at least ₦30,000 monthly
Basic criteria that lets many apply conveniently.
Requirements for Application
Essential details required are:
- Phone number
- Email address
- BVN number
- Bank account details
- Work information
Having this information handy expedites application.
Step-By-Step Application Guide
Follow this streamlined process:
- Download LairaPlus app and register
- Complete profile with your details
- Slide to select desired loan amount and tenor
- Tap to apply after reviewing terms
- Approval and disbursal in minutes if eligible!
Very swift application for near-instant loans.
Downloading LairaPlus App
Get app from:
- Google Play Store – Android phones
- Apple iOS Store – iPhones
Just search for “LairaPlus” app to install for free.
Customer Care Contacts
Reach out to LairaPlus customer assistance via:
- Phone: 08107532632.
- Whatsapp: 08107532632.
- Email: hello@quicksub.com.ng
Get in touch for any queries or complaints.
Office Address and Location
Plot 642C, Akin Adesola Street, Victoria Island
Lagos, Lagos
Nigeria
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Tips for Smooth Application
Helpful application tips:
- Have required documents handy
- Accurately provide employment details
- Use personal functional phone number
- Sanity check inputs before submitting
Ensures quick processing and disbursal!
Can I Apply Multiple Times?
Yes, you can apply for another LairaPlus loan after successfully repaying existing loan if eligible as per latest risk assessment.
Usage of Disbursed Loan Amount
Customers can utilize LairaPlus loans for:
- Medical bills
- School fees
- Rent payment
- Business capital
- Debt consolidation etc
No restrictions by LairaPlus on end usage once disbursed.
Interest Rates and Fees
Interest charged is typically 2-4% per month based on:
- Loan tenor chosen
- Risk level assessed
- Market rates
No hidden charges. Costs disclosed upfront before applying.
Repayment Period Options
Available flexible repayment durations:
- 1 month
- 2 months
- 3 months
- 6 months
- 12 months
Choose wisely based on repayment capability.
Early Repayment and Savings
LairaPlus allows completing repayment earlier. Benefits:
- Reduces overall interest costs
- Faster debt clearance
- Boosts chances of getting another loan
No penalties for early or bulk payments.
Consequences of Default
If repeated payment failures occur:
- Late fees and penalty rates added
- Credit bureau alert issued
- Legal recovery proceedings initiated
- Hindrance for future loans
Avoid defaults by planning repayment schedule prudently.
Customer Data Privacy
LairaPlus reassures:
- Customer data encrypted end-to-end
- Information access authorization protected
- Routine security evaluations conducted
So share your details without worrying!
Tracking Loan Application Status
To check pending application status:
- Log in to LairaPlus app/website
- Go to My Loans section
- Tap/click submitted application
- Current stage with details shown
Simple way to monitor processing in real-time.
Loan Disbursal Methods
Disbursed loan amount gets:
- Credited to registered bank account directly – for complete KYC customers
- Sent to LairaPlus wallet – for minimum KYC clients
Based on your verification level.
Managing Loan Repayments
To manage payments:
- Login to app and select ‘My Loans’
- Scheduled payment dates and amounts visible
- Update debit card for automatic deductions
- Get payment reminders via email and SMS
Stay on top to avoid late penalties.
Customer Reviews Summary
Here are genuine customer feedback themes about LairaPlus loans:
- Fast and straightforward application process
- Clear terms and repayment structure
- Diligent customer assistance
- Reasonable interest rates
Most users convey positive experience.
Platform Security Standards
For safe platform usage, LairaPlus has:
- SEC compliance certification
- 256-bit encryption for data security
- Vulnerability testing by external auditor
Reassuring safety guidelines for customers.
LairaPlus Investor Funders
The loans are financed by:
- Local and foreign institutions
- Private lenders
- Select equity partners
Regulated entities for reassuring credibility.
FAQs Apply for LairaPlus Loan: LairaPlus Loan App Apk Download, customer care Phone and Whatsapp number, Office Address
Is LairaPlus loan app approved by CBN?
As of the time this article is written, there’s no such information that speaks on the CBN approval.
Also, on the LairaPlus loan app’s official website, no claim or evidence shows or tells about the CBN approval.
Therefore I will urge borrowers to carefully review the loan app before applying for a loan.
You can do this by checking their customers’ reviews and feedback. Only apply if they have a lot of positive feedback.
Is LairaPlus loan app legit?
As I’m unable to provide information on being approved by CBN, the same applies to their legitimacy.
You can only know about their legitimacy if they are approved by CBN and have positive reviews on app downloading stores like Play Store or Apple Store.
How much can I borrow from LairaPlus loan app?
The amount you can borrow from LairaPlus loan app may vary and depends on your creditworthiness.
However, as a new borrower, the amount you can borrow will be small, borrowing and repaying on time will increase your creditworthiness.
Read more: finance how to get palmpay atm card debit card and account number
Conclusion
Nigerians can now easily apply for fast LairaPlus loans by downloading their app, providing the required personal details, choosing loan amount and tenure, then submitting the application for near-instant processing and disbursal.
Check status in real-time and contact helpful customer assistance via WhatsApp or call if any queries. Responsibly paying back loans on schedule leads to increased future eligibility. With flexible options, reasonable costs and strong data security, LairaPlus offers financial access to millions of underserved Nigerians nationwide.
After reading this article know you Apply for LairaPlus Loan: LairaPlus Loan App Apk Download, customer care Phone and Whatsapp number, Office Address.
